Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tony Sogg

Always the Best

Max has been insured by Healthy Paws since he was 8 weeks old and we’ve never questioned our choice of insurers. This claim is for a limp that has persisted for months. Although the problem is still being diagnosed, Max has seen four vets and is seeing another today. Hp has paid thousands of dollars for these procedures to date while we have paid hundreds. They have reached out to me to voice their continued commitment to solving the issue and support for whatever claims that will ensue. We only have to be concerned about Max’s welfare and not about extreme financial decisions.
5

out of 5

POSTED: | BY: Monica Elliott

Great company

Healthy Paws has made our dog’s ACL injury a much easier experience. It was very easy to file claims for her X-rays and extensive surgery. And we were reimbursed in a matter of days. They even followed up with us to find out how our lab was doing post surgery. A great company that actually cares about their clients!
5

out of 5

POSTED: | BY: Monica Elliott

ACL Surgery

Healthy Paws has proven to be a great company to insure our dog. Her torn ACL required X-rays and a very expensive surgery. Healthy Paws makes it very easy to submit a claim and reimbursed us quickly. They even followed up with us to see how our dog was doing post surgery. A great company that actually cares about their clients!
2

out of 5

POSTED: | BY: Amy Stokes

Still Waiting on a Claim from June 2022 (9 months later)

I submitted a claim in June 2022. They kept asking for my dog's medical history over and over. Finally, in October, a representative said they finally had everything and the claim would process. It is now March 2023 and I'M STILL WAITING!!! There's no direct number for the corporate office so I cancelled the insurance. I'll go with a competitor. HORRIBLE EXPERIENCE - PURCHASE AT YOUR OWN RISK.
5

out of 5

POSTED: | BY: Kallie A.

Healthy Paws Makes Pet Insurance Easy

Healthy Paws makes the pet insurance process seamless. The fact that all I have to do is upload my vet receipt and then get payment back in ~a week's time is pretty remarkable. I've talked to friends who also have pet insurance from other companies and they have told me it can take months for their claims to process just to get a small amount of money back. I've referred Healthy Paws to anyone who asks who we use for our pet insurance and I have nothing but great things to say. Vet trips are never easy, but Healthy Paw's ensures there's one less thing to worry about.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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