Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Thomas Donnelly

Thank goodness for Healthy Paws Pet Insurance!

We just want to sincerely thank Healthy Paws for all they have done for us. Our 13 year old has is a cancer warrior and has needed various surgeries, chemotherapy, and veterinary care. Without Healthy Paws pet insurance, we wouldn’t have been able to give our dog the care and attention that he needs and deserves. The treatments and surgeries have literally saved his life and given us more time with our sweet boy. Healthy Paws does not have caps on his care and that is such a relief to us. We are so happy to be part of the Healthy Paws family and sing their praises to our friends! It is one of the best decisions we have made when we got our dog! We highly recommend them!
5

out of 5

POSTED: | BY: CAROLINE KING-SAPERSTEIN

Healthy Paws - A Caring Pet Insurance

I highly recommend Healthy Paws. Our dog got sick, went to an emergency hospital, went to his regular vet, and ended up in a hospital for four days. The day after we submitted the claims, we received an email that Healthy Paws received medical documents and invoices. Next day, we received another email telling us the claims have been reviewed and completed. Seven days after we submitted the claims, we received a follow-up email asking us how our dog is doing. That evening we received the checks. I was quite surprised how efficient the process was. Not only Healthy Paws handled our claims well, they were concerned the wellbeing of our dog. That is why I highly recommend them.
5

out of 5

POSTED: | BY: Jaynie Pleasant

Best Pet Insurance

My Ellie Mae has a large lipoma that required a cat scan. Once I paid the bill ($1680.) I submitted the claim form and the paid invoice to Healthy Paws for processing. Within a week I received my refund, (based on the deductible). I find the customer service amazing.
5

out of 5

POSTED: | BY: Tony Sogg

Healthy Paws-Always the Best…

Our dog Max has had coverage from Healthy Paws since he was eight weeks old and we have never questioned our choice of insurers. They have paid every claim covered by the policy including the continuing claims from Max’s latest condition. For the case extant HP has already covered thousands of dollars of bills while assuring us the will be here for Max and us until the cause is sussed out and corrected. With HP we only need care about Max’s well being and not need to worry about treatment based on financial stress.
1

out of 5

POSTED: | BY: Bill Timpano

Stall tactics, delays and a major pain. The worst

Save your money. You get what you pay for, which is nothing. Their exclusions to what they DONT pay is extensive. When you file a claim, they will ask for the vet invoice over and over. they will continually ask for the COMPLETE medical records for every claim. So if your dog has a follow up visit a week later, be prepared to send the COMPLETE medical records again! They will stall and make filing a claim as difficult as possible until you throw your hands up in disgust. I canceled and switch to Metlife. Although they limit the yearly benefit, at least they pay for the exam, meds and preventive care. We'll see how they do. I'm not sure how all these web sites list Healthy Paws as a top company. There has to be some under the table payment because they are the pits.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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