Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,740

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nicole

Well worth it!

I recently had to deal with an illness on my 5 1/2 year old mutt. After a major surgery for what was thought to be a stomach issue, further testing revealed a brain tumor. Unfortunately, she had to be put down. The entire ordeal cost me upwards of $4200. In less than 2 weeks since filing my claims, Healthy Paws has reimbursed me $3600. They were quick, hassle free, and covered everything they said they would, up to and including euthanasia. I contacted them by phone at one point and their customer service couldn't have been better. I will be continuing to use their services.
5

out of 5

POSTED: | BY: Diane Fleming

Great Pet Insurance (Finally!)

My female 6-year-old Golden Retriever had the SCARIEST illness ever for me. She was vomiting blood, and passing blood non-stop (yep, non-stop) from her rear as she walked. Thought she would die. Required 3-and-a-half days at the emergency doggie hospital, and the bill was $1,800.00. Healthy Paws paid a fair amount (minus my deductible, the vet exam, and only a small amount of incidentals). The employees at Healthy Paws were kind, compassionate, and helpful. Best of all, was the quick pay-out. Since it was SUCH a large bill. But it was 100% necessary, since our dog would have died for sure without emergency medical care and 24/7 monitoring. Took about a week-and-a-half at home of medication and rest to have her start looking bright-eyed again and with a wagging tail. THANK YOU HEALTHY PAWS!
5

out of 5

POSTED: | BY: Dominic

True to their word

I read sterling reviews about Healthy Paws and insured my newly adopted cat. She was in perfect health, highly energetic with a voracious appetite. After a month she developed gastrointestinal problems probably from something she ate. I thought 'Hmmmmm, only a month out, are they going to cover this?' They did. Consider this another sterling recommendation. 10+. At least.
5

out of 5

POSTED: | BY: KEVYN WILLIAMS

EXPEDIENT, CARING, AND DETAILED

Ya know, I GOTTA tell ya; I am SO impressed and taken aback, positively, at the experience "I" have received from HEALTHY PAWS PET INSURANCE. I had heard nothing but horror stories from friends and associates that I reached out to concerning pet insurance. I am here to tell you, that from the very FIRST individual I spoke with, Mona, I felt a "calm and reassurance" from ALL the wonderful people at Healthy Paws that has since overwhelmingly overturned my initial fears! I mean, after THE LAST EMAIL OF 5 THAT I RECEIVED, I am floored to say the least. I can't remember EVER being on the end of customer service and overall concern, like I have from the representatives at Healthy Paws. The follow up emails containing the status of the processing of my claim was unprecedented to say the least. An email to say that they were in receipt of the claim. Another email to say that they needed more info to complete the claim. Another email stating that they got that info. An email to say it was being processed. Another to say it HAD been processed an an itemization of the transaction and expected pay out was expedient. 3 days later, all within a week of my first correspondence, and I had a check! Now this email to check up on Bailey has just floored my emotions and satisfaction with your company. To answer your question, Bailey is doing fine and is 100% back to form. I will refer any and everyone I can to Healthy Paws.
5

out of 5

POSTED: | BY: M. Simon

Amazing!

When was the last time you heard someone describe an insurance company as Amazing!?! Well...in this case its true. I can't say enough good things about HealthyPaws Insurance. They have been a pleasure to deal with. HPI processed our claim quickly (in less than 14 days), gave us status updates, handled our calls/questions promptly and icing on the cake...everyone we spoke with showed us compassion and went out of there way to make a difficult situation better. They covered a Total Hip Replacement! I can't thank & recommend them enough. I only wish my own health insurance was as easy to work with.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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