Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kat G

What a relief

We'd had our puppy for only a month when he took a tumble and broke his leg. One bad landing resulted in two surgeries, X-rays, exams and other necessary care. The bills added up very, very quickly. Healthy Paws impressed us with their professionalism, courtesy and timeliness. The claims were paid quickly after submission, and the customer service was excellent and efficient. Fingers crossed, this will be the only time our pup will need this type of emergency care, but we can say without a doubt that signing up for pet insurance was definitely worth it.
5

out of 5

POSTED: | BY: Lily

Great Choice!

I enrolled my two dogs in Healthy paws and that was a one of the best decision I ever made.The claim process is fast and easy. They follow up with you and care about your pets!Their customer service is the best!
5

out of 5

POSTED: | BY: Sean kennedy

WOW!

They are the best they process your claim super fast. I wish my health insurance was this good.
5

out of 5

POSTED: | BY: Ben

Great customer service

My dog ate a hibiscus flower and got very ill. Her vet bills were about $700 with meds. The process with Healthy Paws was very easy. They took about 5 business days to review her past medical records then emailed me when the claim was processed and we got back 90% of everything after out $250 deductible. Best part, they followed up a week later to check to see how she was doing. Very nice touch.
5

out of 5

POSTED: | BY: JO

The Best!

I switched from another highly rated pet insurance company to Healthy Paws about 15 months ago. I wasn't dissatisfied with the other company, but Healthy Paws got higher ratings on this site and the premium costs for identical coverage (90%) were less. My puppy is now a teenager, after a full year of getting into puppy health trouble - at a toxic salmon carcass, intestinal infection, developed a limp, had a transient out of limit blood test. Long story short, he got the right vet care each time with no worries for me about cost. All claims have been processed and approved within 48 hours of my vet submittal, with friendly and concise email notifications. They are the BEST! One tip I have for Healthy Paws customers - if your claim is taking a long time, it's your vet delaying the paperwork, not Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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