Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,958

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Christine

Insurance as it should be

When you are in the midst of an emergency situation, the last thing anyone wants to contend with is bureaucracy! Two days before vacation, my Labradoodle chewed a pack of sugarless gum at some point during the night, and I raced her to the emergency room for xylitol poisoning. The best news is that she was treated just in time. The second best news is that the claims process with Healthy Paws couldn't have been easier or more straightforward. They quickly acknowledged multiple claims, and promptly mailed me a check. It is comforting to know that in an emergency, potentially costly situation, Healthy Paws delivers as promised!
5

out of 5

POSTED: | BY: Erica

Healthy paws, totally worth it!

It's funny everyone laughed at me when I told them I bought puppy insurance, wow I sure am glad I did! When my baby Josie sliced her leg open and have to have surgery, I knew I didn't have to worry about how much it would cost......I was able to focus all my energy on her recovery. This company was absolutely amazing, thoughtful, and quick sending my reimbursement, so easy and toatally worth it!
5

out of 5

POSTED: | BY: Brookies

Excellent insurance on all levels

I wanted to thank you for your professional and prompt responses when I filed my recent claims for Brooklyn. It is hard to have a pup who is fragile suddenly and harder with the unexpected costs involved in emergencies. Your fast reimbursements, the very easy to understand claim reimbursement information and your accessibility for questions makes all easier to handle!
5

out of 5

POSTED: | BY: Crystal

Good coverage!

The first time I submitted a claim it was denied but on further conversation with the company they covered the claims. As a consumer you need to ask questions if something isn't working for you! My dog has some arthritis issues in his back and HealthyPaws covered treatment by a Physical Therapist who is licensed to practice with dogs! I am lucky I live in an area where I have a vet's office with this service! My dog has been doing great, I learned a lot from the Physical Therapist and my dog is really benefiting from the exercise, massage and heat I have been doing with him which keeps him healthier, feeling better and keeps him out of the vet's office!
5

out of 5

POSTED: | BY: Tania

Fast and Friendly

Wow. Great service and a quick reimbursement. Our vet submitted the insurance forms for us and we provided some additional information and we had a check in about a week. They were friendly throughout the process. Love them.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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