Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Robert

Healthy Paws Pet Scam I would say...

They do not provide the services that the claim. Instead of helping me with any of my $500 worth of animal related expenses, they instead increased my expenses by $20 per month per animal. So since October, I have paid Health Paws roughly $320. However, they only cover about 1/4 of what they say they do. The whole point of insurance is to get help in case your animal gets sick. So, for my cat that needed veterinary services, I have paid $160 thus far. He has bills of $500. 80% would be $400. After my $250 deductible, this would actually help me. However, they play very unfair games. The have my $160 (plus $160 for the other, healthy cat) and they finagle the numbers so that the covered percentage of $500 is somehow only $133.32. So it doesn't even begin to offset my deductible. Therefore, instead of helping at all, my $500 of expenses on Remy has become $660. Thanks healthy paws!
5

out of 5

POSTED: | BY: Jay Levin

Healthy Paws is the best,

Our one year old Golden Retriever became very lethargic and seemed to be in pain. After numerous tests they could not find any thing serious. He came home with meds and slowly came back to normal. Healthy Paws handled my first time claim within a week and a few days later I had a check.They also via e-mails seemed to really care about Maxie. They were a pleasure to deal with and I would highly recommend them.
5

out of 5

POSTED: | BY: Marciel

Healthy Paws is Awesome

We rescued a a pit bull stray and knew that we definitely wanted some type of health insurance for her. Pit bulls are known for having delicate stomachs and knee problems. We asked around and several people we knew recommended Healthy Paws. We have been so pleased with the coverage and the compassion this company has for it's clients. They even email me to check in on our Bella when they know she hasn't been well. The claim process is easy and reimbursement is quick! Bravo Healthy Paws!
5

out of 5

POSTED: | BY: Michelle Dirksen

Worth the money

I was not a great believer in pet insurance, but I am now. You never know when you are going to need it, we needed it last year when we were on vacation with our babies. Recently one of our babies had knee surgery and ran into complications after, had to spend night at the emergency clinic on a weekend, etc..in a week and a half we spent $3,000 and they paid 80% of it. No questions, no problems, we received the checks in the mail the next week. I cannot say enough good things about Healthy Paws, they are the best.
5

out of 5

POSTED: | BY: Andrew S.

Right insurance at the right time

After spending a fair amount of time reviewing the multitude of pet insurance providers I decided to go with Healthy Paws. I called up with some questions and satisfied with the responses I signed up on the phone. Excellent customer service. Not expecting to use it anytime soon I was going to change the deductible to $500. Then Cosmo was hit by a taxi and a kind neighbor rushed him to the emergency room. The vet took great care of him. Luckily the insurance coverage had kicked in before the accident. Cosmo had a broken leg and some abrasions...very lucky. The process to submit the claim was simple and fast. My only issue is the doctor exam was not covered. I can understand if it was just a routine exam but this was not. Overall I would highly recommend Healthy Paws

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review