Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Karen

Sterling's Healthy Paws Coverage

Very happy to have Healthy Paws Pet Insurance for Sterling. It has helped financially and most importantly with his treatment to remove the clear cell apocrine ductular carcinoma on his left lateral thigh. He has recovered nicely from the surgery and we are hopeful that this excision will take care of any future tumors. We have been grateful for the handling of our claim and the follow-up from Healthy Paws on Sterling.
5

out of 5

POSTED: | BY: Kiem

Paws down, the BEST out there!!!

Winston was diagnosed with CCL tears in both his hind legs. He would need bilateral TPLO surgery. I was very nervous when submitting my claim as I assumed it would be a fight to get a reimbursement. To my delight, the claim was submitted by me on a Saturday and by Monday, I received confirmation that the claim was approved and would be reimbursed in full as per my plan ($500 deductible and 90% reimbursement). By Friday of the same week, I received the reimbursement check! I can't tell you how pleased I am with this company. I have had other animals covered by other competing companies and have never had this level of service or reimbursement. There was not hassle and I highly recommend them to all of my pet loving friends and family.
5

out of 5

POSTED: | BY: Leecia

Exceptional service and kindness!

My dog, Daisy, broke her leg on Easter while we were visiting family. We spent several hours in an emergency clinic, returned home Monday, saw her vet on Tuesday and she had surgery on Wednesday. The first two claims were approved by Friday. I received checks for her emergency care and first trip to her vet several days later. My claim for her surgical treatment and hospitalization were approved the day after she was released from the hospital. I cannot say enough good things about this company. They went above and beyond with their service and kindness. This was a large claim ($4000+) and we have only been with Healthy Paws for eight months but we were treated like family members. I have never posted an online review. I guess I thought my time was too valuable. But, for Healthy Paws I have made an exception because they have been exceptional. The online enrollment was easy, the deductible and monthly payment extremely reasonable (and affordable) and the service spectacular.
5

out of 5

POSTED: | BY: Marie

One less thing to worry about!

I love having Healthy Paws for my dog's insurance policy. We are reimbursed quickly for his illnesses, giving us one less thing to worry about. There are different options you can choose to fit your budget. We chose 90% reimbursement with the 100 dollar deductible. They've made it easy to submit a claim through an app on my phone. They process fast and get your reimbursement out quickly also.
5

out of 5

POSTED: | BY: Meg

Wonderful experience!

We signed up with Healthy Paws after adopting our puppy as they were recommended to us as being the best insurance company. A month after we got our puppy Cocoa, she hurt her knee and needed surgery. It was a tough time for us, but having Healthy Paws made things that much easier. After Cocoa's procedures, I scanned in all her vet's medical records and invoices for our claim. Within a day, Healthy Paws emailed us to let us know they needed the records from the hospital but that they were happy to call the hospital and obtain them for us. Since this was our first claim, they mentioned it may take a little longer to process, but we had our reimbursement check in our hands within 2 weeks after the claim. Everything was covered that they said would be. There were no questions asked. We also received an email from Healthy Paws a few weeks afterwards to check in on Cocoa. Based on their efficiency and professionalism, I would highly recommend Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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