Healthy Paws | Pet Insurance Review


out of 5

Number of reviews 9,233

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.8
  • 4.7
  • 4.9
  • Count
  • 56
  • 278
  • 9,233
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.

out of 5

POSTED: | BY: Angel

I wish they insured humans too.

Typically I have very little trust in insurance companies so I was extremely skeptical on if I should insure my yorkie puppy Rupert. I went back and forth with the idea and finally settled on the $50 deductable, 90% coverage plan. We recently had to take Rupert to the emergency room for something, (we're still not positive what it was) and the bill was more than I could afford. Healthy Paws covered exactly everything they said they were going to. The customer service was amazing. The claims process was extremely easy. They processed my claim quickly and I had my payment in hand 2 weeks after the claim was filed. I'm sad to say that my dog's health insurance company is better than mine. I would reccommend this company to anyone with a pet. Its SO worth it! You always think that you're not going to need it, but eveyrthing can change in a matter of a second and its always when you need it the least. I wish every company I had to deal with on a daily basis was as good as Healthy Paws. A company that does what they say they're going to do.... imagine that!!!!

out of 5

POSTED: | BY: Dena Hill

Happy, happy, happy!!!!

Our yorkie had surgery and the claim and payment were easy and prompt. We are so glad we chose Healthy Paws!

out of 5

POSTED: | BY: Sherry Tyler/

Best of the best

Our little jack Russell Mystery could hardly breathe. Her allergies were soooo bad. On hot days she could hardly move it was that bad. It turned out she had rhinitis and with some pills she could live a happy normal life again, even in the heat of summer. She had to get a lot of tests to find this diagnosis in her nose. We would have paid any amount of money to help end her suffering, it cost us about $1500 and thanks to healthy paws we got over $1300 back. The speed and customer service of this company is the best we've ever seen. They keep you constantly updated and show a genuine interest in the well being of your pet. They even asked for some pics of our animals which was a nice touch. We thoroughly recommend healthy paws to anyone who will listen. These guys are a credit to their profession and we know they will always be there by our side to help with our pets. Thank you healthy paws.

out of 5

POSTED: | BY: Sabrina Harris

Healthy Paws is AMAZING!

I am incredibly grateful for Healthy Paws. I adopted my dog Laika about 6 months ago and thought that it would be best to get her insurance because of past experiences with our other dog. This is the best decision that I have ever made. Two months ago, Laika decided to eat an entire leather dog collar with metal studs. This was the first time that she was ever allowed to stay out of her crate for a few hours when we were not home..and the last. Unfortunately, she had to get emergency surgery and the bill was over $2,000 dollars. The last thing that you want to worry about when your dog is going through something like that is money, and luckily I did not have to because of Healthy Paws. I was reimbursed 90% of that bill, in a very timely fashion. The staff is wonderful, you can tell that they truly care about the well being of your animal. They are there to answer any questions that you may have and even send you personal emails to check on your pet. You will NOT regret getting Healthy Paws Pet Insurance!

out of 5

POSTED: | BY: Kristine Ready

Healthy Paws is Exceptional!

Healthy Paws has been fantastic! They have always been so helpful when I've called and spoken with them on the phone. We recently submitted a claim and received our reimbursement check in less that one week! Also, they were so concerned about the well being of our dog. Fantastic customer service. We will highly recommend this company to our friends!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.


One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.

You can choose a co-pay of 10%, 20%, 30% or 40%.

The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.


You can choose an annual deductible of $100, $250, $500 or $750*

*Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment.

Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.


Pre-existing conditions are not covered.

Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.

Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at,, and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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