Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: elaine h buchsbaum

THE BEST THERE IS

I am the unfortunate owner of a beautiful golden retriever who in five weeks was diagonosed with two different cancers the second requiring emergency treatment and surgery. Never once did Health Paws hesitate to cover my claims and in five weeks there were many. They made it possible to gve my dog the best medical care available. I have had AKC insurance that would not cover medical care even though I had never filed a claim in 7 years (a different dog) I quickly canceled and was fortunate to find Healthy Paws. They answer claims in two to three weeks.
5

out of 5

POSTED: | BY: Cindi Kestrel

Can't imagine a better company to work with!!!!

We've had Healthy Paws insurance since 2010---and they are amazing in all respects! Claims are handled so quickly and easily it's hard to believe, and they cover more than I would have ever dreamed! I would recommend this company to anyone with animals that they want to protect---and we will continue to have coverage on our animals with Healthy Paws forever. If I could buy this insurance for myself I would do it in a heartbeat!!!! One of our Berners had two torn knees, and it has been ongoing treatment for the last three+ years---once our deductible is met, they pay claims within a week. This insurance has saved us literally thousands of dollars!
5

out of 5

POSTED: | BY: elaine buchsbaum

Incredibly responsive company

lI had the misfortune to my beloved dog have two major occurances of different cancers. FIrst a melanoma that was treatable and then hemangioma that is advanced, requiring emergency surgery and possible chemotherapy. This was 4 surgical procedures in a matter of 5 weeks. Never once did Healthy paws hesitate to pay my claim. It is stressful enough to deal with cancer and then to go into serious debt as a result. I would do it all again regardless of insurance but this company has been a life saver for me and my dog.The claims are handeled quickly and with a follow up call to check on your animal. I have had other more extensive insurance that refused to pay a claim on another dog.Their claim of comprehensive coverage was false. This is the insurance to have..I have reccommended it to my vets..Thank You Healthypaws for lw=etting me sleep at night.
5

out of 5

POSTED: | BY: Joyce Butler

An Insurance Company That Cares

Healthy Paws is so easy to work with! Our 2.5 year old pup had to spend a night in the emergency vet clinic due to stomach issues. The clinic submitted the claim on our behalf, and within a couple of days the claim check arrived. The one thing that really stood out, however, was a personal email from Healthy Paws checking in on Izzi and her tummy issues.Healthy Paws is an insurance company who seems to care! highly recommended!
5

out of 5

POSTED: | BY: Jesse Baião

So thankful we got Healthy Paws!

Nayah is a beautiful, super sweet pitbull mix my husband and I rescued... she's our only child. We discovered Nayah had a cyst-like growth that was pressing on her spinal-cord that could have very likely caused her to eventually not be able to walk. After seeing vets, specialists, and an MRI she had to have a surgery which kept her in the hospital for days. It was very expensive, but we were so fortunate we decided to get pet insurance just in case for her. We've heard too many sad stories about people either not being able to help their pets medical issue because they couldn't afford the medical care their pets required, or of people going into debt from heavy vet bills. Healthy Paws monthly payment is very reasonable, their reimbursements are quick and easy to submit through a simple smartphone app, and it gives your furry friends a much better chance at the happiest, healthiest life possible. I hope those who have pets will consider getting good pet insurance and give your pets the care and attention they deserve.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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