Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Safiah

Awesome

In January our Russian Blue cat Chorri was attacked at 6 am by 3 coyotes. He was dying when we scared the coyotes away. We rushed him to the nearest vet, where he was put on IV fluids and antibiotics and stayed inpatient for 3 nights. He pulled through, amazingly. The costs were edging up towards $3,000 and I was very nervous, having never experienced a real medical problem with Chorri before. This was the first time I had purchased pet insurance, and I was hoping for the best. Healthy Paws was AMAZING. From the first contact, to the last payment, the office staff were receptive, empathetic, and the checks arrived in the mail within a few days of my attaching them as .pdf files to my emails. We paid 10% of the total, after the one-time annual deductible. What a relief to know that if anything should happen in the future, we will be covered. I would highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Kaya's Mom

Wow! Total peace of mind with HealthyPaws

My little pooch had inflamed intestines and couldn't even hold any water down. Despite spending the weekend in the ER, we had peace of mind that HealthPaws was in our corner. The claims process was easy and quick. And the service was outstanding. It is such a comfort to know that with a small monthly payment, you can focus on your pet when their health is at risk.
5

out of 5

POSTED: | BY: Paul

All around great

Healthy Paws has been great. They have a very reasonable premium and with their wide coverage and quick service I've never had a problem with a claim. Reggie had to have a pricey knee surgery and Healthy Paws took care of it with no hassle. Now he's back to his old self and long walks.
5

out of 5

POSTED: | BY: Laura

Customer service and coverage that went above & beyond our expectations!

Our 4-year-old lab tore her ACL and needed surgery to repair it. This was the first major claim we made with Healthy Paws. The whole process was unbelievably easy and every customer service representative we talked to was very nice and seemed genuinely interested in the wellbeing and recovery of our dog. Within two weeks of her surgery our claim had been processed and we received a reimbursement check for 90% of the entire bill--completely hassle free. Not to mention they also covered her post-surgery rehab. We can't recommend them highly enough.
5

out of 5

POSTED: | BY: Laura

Above and beyond my expectations

When we found out that our 4-year-old lab tore her ACL and needed surgery to repair it we were overwhelmed at the thought of her operation, the recovery and the huge price tag. This was the first time we had to make a major claim with Healthy Paws. The whole process was unbelievably easy and every customer service representative we talked to was very nice and seemed genuinely interested in the wellbeing and recovery of our dog. Within two weeks of her surgery our claim had been processed and we received a reimbursement check for 90% of the entire bill—completely hassle free. Healthy Paws has been so wonderful through this stressful process and eased our financial worries so we can focus on getting our girl better, we can't recommend them highly enough.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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