Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jackie

100% Satisfied

When we got our dog at 13 weeks old, I dove into extensive research to pick a pet insurance. We had lost out last dog to a catastrophic illness and after spending over $5,000 and still losing her, I knew I wanted pet insurance so we would always be able to get our dog the bear care without worrying about money. We had several small claims at first and found Healthy Paws very easy to deal with and claims were processed quickly. Our policy reimburses at 90% after a $100 deductible. Several months ago, our dog started limping. After work up for tick borne illnesses, X-rays, trial of meds and rest, it was determined she needed to see a specialist. She was diagnosed with a torn cruciate ligament and needed surgery. I called Healthy Paws and inquired if they ever pay the surgeon directly. Arrangements were made for a direct payment and we would be responsible only to pay out our 10%. They said they consider this for expensive procedures. The surgery was completed a week later and totaled over $4700. We paid out 10% when we picked her up. Healthy Paws has made it possible for us to treat our dog based on what she needs not on what we can afford. They are kind and caring, even emailed me to check on how she is doing. They are a company with integrity, they help shelter animals and I love that. People always say they don't think pet insurance is worth the cost of the monthly premium and I wholeheartedly disagree! I tell everyone I know about Healthy Paws and encourage people to consider insuring their pet. I'm a very happy customer!!
5

out of 5

POSTED: | BY: Rose

HealthyPaws is truly the BEST!

I have nothing but fantastic things to say about HealthyPaws. We switched insurance companies to Healthy Paws a few years ago because we predicted that our boy, Maker- a big American Bulldog, may get hip dysplasia. Well, he doesn't have hip dysplasia but he had to undergo a major surgery (TPLO) on his right hind leg/knee. The journey began with visits to his vet, pain meds, a consultation with an ortho surgeon, then finally his surgery. The whole process is very time consuming, but Healthy Paws helped alleviate a lot of our stress! Sending in a claim is extremely easy and their turnaround time is unbelieveably quick compared to the previous insurance company we used. Not only did they process Maker's many claims so quickly, they even emailed to see how he was doing. Wonderful customer service like that during a time of stress helps so much. I constantly recommend Healthy Paws to others, and I am more than happy we have them by our side. Truly worth it!
5

out of 5

POSTED: | BY: Dina

Great pet insurance

I have Healthy paws pet insurance for my pit bull Hazel..Recently, she was diagnosed with a kidney disease.I have been taking her to the vet a lot and been hospital to get her treatments...I made a frantic call to Healthy paws and spoke to one of their agents to see if her medical expenses would be cover..What a big relief!The agent assured me that her hospital stay, treatments and meds will be covered and they were willing to help as much as they can!!Wow,an excellent coverage and a life saver for Hazel!!Hazel is continuing to get her treats and Healthy paws have been processing my claims within days!!Thank you so much Healthy paws
5

out of 5

POSTED: | BY: Karen

Healthy Paws Love

When the love of your life is ill, it's a blessing not to have to worry about treatment costs. Healthy Paws lived up to its reputation by covering the majority of expenses with our visit to the emergency room. And my Little Miss Maisy is back to her playful little self again. Thank you Healthy Paws for taking such great care of BOTH of us!
5

out of 5

POSTED: | BY: Alex mcdonald

Exceptional

I am a surgeon dealing with the hassles and limitations of medical insurance. I can't imagine any company being more agreeable than this company. I simply sent the bills. I had no long explanations, I contacted a very nice agent on the phone and was told just to send the bills. I could not imagine it would be so easy. It was. Great and honest company who make the treatment of your pets as it should be. My other half is a vetinary surgeon and she agreed this company is exceptional. Alex

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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