Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Chachen Quach

Peace of mind

We have carried this insurance for both of our pets for a few years now and are very pleased with the responsiveness of processing claims and providing reimbursements. The addition of being able to submit claims online made the process so much simpler! More recently, our Cavalier King Charles Spaniel was found to have a mass growing in her middle ear which explained the months of afflictions she has had. This included vomiting, loss of appetite, clumsiness, weakness in her facial muscles, and a head tilt. We would never have been able to continue with the multiple evaluations and tests she has had without Healthy Paws timely support. Ultimately our baby just completed surgery to remove the mass that went very successfully. She seems to finally be on the road to recovery and we can't be grateful enough to the people at Healthy Paws for being with us throughout this endeavor.
5

out of 5

POSTED: | BY: Carly G

If You Own A Dog - Get Healthly Paws

We just filed out first claim with Healthy Paws and could not be more thrilled to have our pet insurance with them. My dog Wally began to vomit for an unknown reason one evening. After vomiting twice overnight and being inappetent the following day, we took him to our emergency clinic. GI scope, radiographs, thorough lab work, and an abdominal ultrasound later did not reveal the cause of his severe gastritis. He required two nights of hospitalization before he turned the corner. I can't explain how comforting it was to tell the ER and Internal Medicine specialists to "move forward" to save our dog knowing that 90% of our bill would be reimbursed. He has needed additional lab work to make sure his CBC abnormalities resolved and that will be covered as well. In ONE mystery illness, we have been reimbursed more than we would pay for one year of insurance for our three dogs. We actually got the insurance shortly after adopting a young lab/pit mix because I used to work in veterinary medicine and saw SO many cases of GI obstruction in young dogs with very sad endings. I never really imagined needing it for Wally, but it goes to show, anything can happen. If you own a dog, I highly recommend pet insurance, and Healthy Paws (in my opinion) is one of the best!
5

out of 5

POSTED: | BY: LindaAnn

Peyton

Healthy Paws-great insurance, great service, great customer service. Our Field Trial dog just had both elbows scoped on Monday for medial coronoid process. Today is Friday and claim is already paid. Wow! That's service. People at Healthy Paws are always polite and caring, a pleasure to talk to. Please consider insuring all your fur babies with Healthy Paws. We have 3 Labs and 1 Jack Russell covered by Healthy Paws and since this is my first time to make a claim, I know I am in the right paws with Healthy Paws.
5

out of 5

POSTED: | BY: LindaAnn

THANK YOU

Peyton is a Field Trial dog. It is amazing what these dogs can and will do. Peyton was diagnosed with medial coronoid process, both elbows. He is 5 years old, and a very competitive dog, but at the same time, he is a wonderful house dog and constant companion for my husband who has Stage 4 lung cancer. Peyton just had both elbowsScoped and cleaned up Monday. Today is Friday and his bill has already been paid by Healthy Paws. Wow!! What a wonderful company. I have talked with several people at Healthy Paws and they are so nice, courteous, and concerned about our pets. I highly recommend Healthy Paws for insurance on your precious fur babies. Sure wish humane insurance was this easy. We have 3 Labradors and 1 Jack Russell insured with Healthy Paws at what we consider very good rates. Give them a try for your pets insurance, you will be treated in an efficient way.
3

out of 5

POSTED: | BY: Whitney Ramsey

Not experiencing the same level of service

My dog Jemma (3 years old) had to have an ACL repair as well as Patella Luxation repair, For every claim I have had to call them and have them process it - I submitted a claim on 5/23 and had to call today and when I called I was told they would send it over for processing. When you submit a claim they say that you will get a confirmation within 48 hours that they have received it. I have filed 3 claims for her surgery and medications - this has not happened one time unless I call them and inquire about the claim. No one has ever checked on her well being or inquired as to how she was doing. We have had the insurance since she was less than a year old and and this is our first claim. I will follow up once reimbursement has been received and I hope that I will be coming back with a positive review.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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