Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sonia Hernandez

Great Customer Service

My dog Coco had to have hernia surgery and this was my first caim with Healthy Paws. They were patient with me and answered all my questions. I can also tell they were genuinely concerned for Coco. I was able to check the status of my claim using their app and received my reimbursement within two weeks. Thank you Healthy Paws for making this a painless experience.
5

out of 5

POSTED: | BY: Mary Beth

So very pleased

This is our first adventure into pet insurance. I must say, I think I've chosen the best. The service has been timely and professional. They have been caring and thoughtful, even following up afterwards to check on our Rosco's progress. I would recommend Healthy Paws (and have done so) to anyone looking for pet insurance. Thank you ALL very much.
5

out of 5

POSTED: | BY: Nicole McElvery

Perfect

My Shi Poo Mr. Darcy had 2 claims, one for bladder stones and the other for tumor removal near his tail. Both of these claims were taken care of quickly and professionally. I could not have been more pleased with the genuine care and respect Healthy Paws has shown me and Mr. Darcy.I have recommended Healthy Paws to anyone who will listen. Being a Pediatric Nurse Practitioner by trade I understand the anxiety that medical bills put on a family. If you do not think that Pet Insurance is important, please think again. If you are choosing an insurance carrier for your non human friend the choose Healthy Paws. It is one decision you will never regret
5

out of 5

POSTED: | BY: Susan Bjork

Excellent service

My 5 month old Golden got into something toxic or possible blockage and was rushed in for help. The vet bill was more than I had on hand so I needed to borrow for the balance. I filed my claim the first day and it was approved a couple hours later !!! I had my check from them within 7 days and was able to pay back the loan. They were excellent and I am so happy I chose them. I did review the top 3 companies and was told by my vet and the vet specialist clinic that they had very good results with healthy paws, I took their advice and am happy I did
5

out of 5

POSTED: | BY: DV Henkel-Wallace

Worth it, and at least easy to use

Insurance is one of those things you hope you never use. I did the math and Healthy Paws seemed like the best for me. I haven't had to use it as much for my cat .But it was worth it for my wolfhound! The good thing is that they pay out quickly. In fact I can use the app to submit the claim before I've left the doctor's office and I get the check in a few days, which is way better than my own health insurance. I understood when I did the math that they wouldn't pay for routine stuff (vaccines and the office visits) which makes sense, though it always FEELS irritating when I submit those visits and most of the claim is denied. However when I have had a real problem, they paid out promptly for everything else, which is a relief. My dog just had a 7K visit to the ICU which I put on my credit card -- the insurance payment showed up before the CC bill did.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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