Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,981

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Veronica

Go with Healthy Paws!

I have had 2 other pet insurance companies for my dogs in the past, including Trupanion. Healthy Paws has been by far the best experience I have had. They allowed my senior pet to join at an still great rate. I find it easy to communicate with them through the phone and email. I downloaded the app and it is a wonderful way of updating payment methods and submitting claims. They follow up promptly and checks arrive back quickly. I recommended the insurance to my mom to use on her dog and she is having a great experience with them as well. They follow up after procedures to see how your pet is doing. Approachable, modern and easy. Highly recommended it.
5

out of 5

POSTED: | BY: Cindy

Peace of mind!

I never thought I'd even consider pet insurance, but thank goodness I got it. When I had my first claim, I was prepared for problems! Well, no problems, in fact I've been amazed at the customer service. My pet baby almost died, I'm so thankful I didn't have to think about cost. I've received emails from Healthy Paws just checking to see how my baby is doing. Oh and payment was received within days!! Well worth the cost (very affordable)!
5

out of 5

POSTED: | BY: Teresa

I trust Healthy Paws

Healthy Paws Customer Care staff is amazing. They have been so kind, understanding, sympathetic and efficient in handling our claim for our 6-year old beagle who developed an extremely aggressive cancer that took him from us in only 1 month's time. They were very helpful with assisting me in filing the claim, and followed up with me every step of the way, advising if they needed additional information to process the claim, and contacting my vet to get the info they needed. They completed the process within a week and paid exactly what I expected based on the policy I had. At a time when we are still reeling from the events of this past month, it's comforting to know Healthy Paws Pet Insurance was there for us. I highly recommend them.
5

out of 5

POSTED: | BY: Samantha

All you could ask for & more!

Healthy Paws is the best! Filing a claim is simple and they always get back to you so quickly. After they review your claim, they'll send you an invoice and have your check shipped within a few days! They even follow up with you after which is the sweetest :) Our puppy has already been through so much so we're thankful for Healthy Paws! Id' recommend them to any pet owner. Xoxo
5

out of 5

POSTED: | BY: Scott

My Dogs best friend- Healthy Paws

I want to commend Healthy Paws staff for helping me coordinate with the hospital while my dog was being attended to after falling off a cliff. The sticker shock for taking her to the best emergency care vet was another 1-2 punch on top of the stress of dealing with her emergency. Healthy Paws staff made me feel at ease immediately. I happened to be on the phone with HP's representative while the doctor came into the room with my dogs assessment and estimate for her veterinary care through her recovery period. My jaw dropped when I heard how much it was going to cost and the HP associate immediately communicated that I should take comfort in knowing my doggy was covered for the very best care and that I should focus on my pup instead of worrying about the costs involved, I received my reimbursement check (I chose the 80% reimbursment policy) from Healthy Paws within a few days after submitting her bills.I posted her story on Facebook with a link to Healthy Paws site, and 3 people signed their dogs up that day (that's only the one's I know of, there may be more). Once my dog can return to her local dog park, you can bet we'll be telling all our dog friends about Healthy Paws. I also posted the cute get well card their staff signed and sent her. There's a good reason why Healthy Paws is the top rated pet insurer. Unless they had someone at the bottom of the cliff to catch her, there's nothing more they could have done to help. Healthy Paws is truly the best.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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