Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,981

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Doreen

Smartest Decision Ever!

We are thrilled with Caitlin's Healthypaws insurance. She is just 2 years old but has already had major surgery and an illness requiring ICU admission. The bills would have incapacitated us but with the low deductible and high percentage of payment from Healthypaws, our share was small compared to the total cost. I think the smartest decision we ever made (besides adopting Caitlin) was insuring her at Healthypaws!
5

out of 5

POSTED: | BY: Jesse

Healthypaws insurance review

When I got my french bull dog ricki Bobbie my vet recommended I get healthypaws pet insurance. It's been one of the best things I've done! We live in a rural area and at 9 months she got fox tails in her ear and had to have them surgically removed. The covered 80%. Then at 18 months we where moving railroad ties in the yard and one fell on rickis foot. It was horrible. The first emergency visit was over $1000 and every week we have gone back. Then she had to have surgery for about another $3000. They covered almost 90% of everything. It's made a huge difference and I recommend healthy paws to everyone!
5

out of 5

POSTED: | BY: Debbie

My first claim with Healthy Paws

I adopted Ella in 2007 and purchased insurance through another company and discovered very little was covered but thankfully I did not have any claims. Two years ago I switched to Healthy Paws (at my son's suggestion) and my poor Ella tore her ACL last month. Submitting the claim was so easy and I appreciate how quickly Ella's paperwork was processed. It is stressful to take care of an injured pet so I grateful Healthy Paws claims process is stress free. I was so impressed that I received an email from Healthy Paws inquiring after Ella and her recovery. Wow! I wish my own health insurance responded as quickly!
5

out of 5

POSTED: | BY: Tom

Very simple, excellent service.

A group of real dog lovers that provide excellent service.
5

out of 5

POSTED: | BY: Sara

Great service! Prompt reimbursements!

Excellent service! My furbaby Ziggy had surgery to repair a torn ACL. I filed with Healthy Paws and a couple of days later they asked for his regular vet's records. Unfortunately by then I was out of town and didn't reply as promptly as I should have. But not to worry! Healthy Paws contacted the vet and got the required documents. Next thing I knew, I got an email telling me that all was taken care of and that I would receive a check! Yay! I totally recommend Healthy Paws.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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