Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nick D.

Amazing people, amazing company.

I purchased an insurance plan for my chocolate lab about three years ago after a two day stay at the vet. It's the first time ever doing so for any of my pets. Never thinking I needed it. Four weeks ago my Bello stopped eating. Not ruling out, but also not thinking for a second that it was something serious, I brought him to the vet. Had him checked out and decided maybe I better get some xrays. I was devastated. He had a lung mass. We talked about chemotherapy. The next day I made the soonest appointment I could for him with an oncologist. It was a couple of weeks out. But my Bello did not live until then. Brought him to the animal hospital not even a week after the first appointment. They put him on IV fluids, got him to eat very little. Ultrasound showed tumors in his liver and spleen. He was seven. Two days later we put him to rest. Could not let him suffer. I did my research when I purchased insurance for him and ended up with Healthy Paws. It was the best decision I ever made. Submitting my claims, three of them, was the easiest thing. They responded to me within hours. They processed my claims within two days and I received my checks within a few days. Everything was as straightforward as they claimed it would be. The people who work there are amazing and compassionate. They cancelled my policy immediately and stopped billing me after they processed my final claim. A week later I received a sympathy card from them and in it were hand written messages from six people who work there. I cannot even describe in any amount of words of what an amazing company this is and how amazing the people are who work there.
5

out of 5

POSTED: | BY: Antonio J

Awesome!

It is not until the emergency, then we appreciate having a safe for our pets as Healthy Paws arises. Our beloved Chloe day dawned paralyzed and showing great pain. Emergency must be operated several herniated discs. At that time emergency valued at $ 4.300, we not skimp to save our beloved French Bulldog Chloe. This saving action was supported by the fact of having to Healthy Paws on our side. Healthy Paws Thank you for supporting us, not only in economics but also with their service and concern for our baby. Thank Healthy Paws.
5

out of 5

POSTED: | BY: Erin

Excellent service!

I submitted my invoice with my dog's medical records and received confirmation within the day that all claims were processed. Check arrived 8 days later. I couldn't be happier with the quality of service!
5

out of 5

POSTED: | BY: Betty Fred

Thumbs ALL the way up!

I have had nothing but the best experience with Healthy Paws. I actually came from a different pet insurance that wouldn't cover anything. Healthy Paws has been there with me every step of the way and always around to answer questions. I am one of the "lucky" owners that has had an orthopedic nightmare of a dog and Healthy Paws has been right by my side. I would never change to a different pet insurance and tell all my friends about how easy Healthy Paws has made a very stressful event. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Joe

An astonishingly caring and forthright company

I only wish my family's health insurance was so wonderful. Our lovely mastiff Jeff suffered serious health problems all his too-short life, and Healthy Paws stood by us every step of the way. Jeff was with us for under six years, and in that time we submitted more than 80 claims to Healthy Paws. Just this past summer, we had more than $40,000 in claims. Each and every time, from the first claim to the last, Healthy Paws paid promptly, without ever questioning a single procedure, test, or specialist's visit. Just as impressive, the payments were often accompanied by sincere inquiries into how Jeff was progressing and heartfelt wishes for a speedy recovery. When Jeff passed away earlier this month, we received a remarkably gracious condolence message from Healthy Paws. We miss our Jeff terribly, but take comfort in knowing that we did everything possible to try to save him, with the full and unwavering support of Healthy Paws. We simply can't imagine any insurance company being more caring or more fair.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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