5
out of 5
POSTED: | BY: Prakash Chakravarthi
Quick and easy
The best thing is they pay the insurance payout quickly and expeditiously.
Read more on Trustpilot
4.9
out of 5
Number of reviews 11,403
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
3
out of 5
POSTED: | BY: David
Very good at processing claims, AND at jacking up our premiums
This company is very good and pretty fast at processing claims. The site is easy to use for that purpose. My main issue with them is the price of the coverage and how they have increased it. Over the past 3 years, we have had to move three times. All three moves were less than two miles. We are in the same city and can literally walk from one address to another. We have always used the same two vet practices -- that has not changed at all. But each time we moved, they used that to jack up our premiums. Our monthly is now more than 100% higher than what it was three years ago, and they have refused to give me an explanation for this.
5
out of 5
POSTED: | BY: Carol Darby
Claims are handled promptly and…
Claims are handled promptly and efficiently.
5
out of 5
POSTED: | BY: Laura
Great Service
I submitted a claim, provided all necessary paperwork and and claim was handled and completed with a deposit in my account within 5 days.
Whenever, I had contacted customer service they were
Friendly and caring.
4
out of 5
POSTED: | BY: Guest User
It was a little hard to get everything…
It was a little hard to get everything submitted. I finally had to the vet to get all the records over. The customer service seemed a little bit confusing to me. They asked for medical records from when the time I had gotten my cat, which I thought I had submitted that when I signed up for the health insurance. But overall once I got everything submitted it seemed to go very smoothly and I was very happy to get my reimbursement and it seemed like it went very quickly after that
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.