Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,763

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jessica Bordo

The best insurance for your pet. Hands down.

After purchasing our policy a little over 3 years ago, we recently discovered that our Australian Shepherd (who is just over 6 years old) developed cataracts with a rapid onset. She was barely seeing and bumping into things within a couple of days. After being completely distraught with the situation we were so happy to learn that Healthy Paws covered this medical condition and they were unbelievably easy to deal with during the claims process. We ended up having our dog, Briggsy, go through with the cataract removal surgery. They answered any questions I had in a timely and clear manner and made forwarding both prior medical history and billing claims through email extremely easy! On top of all of that, their claims department sends you an email when processing and when it is complete so that you know exactly where you're at. Our reimbursement checks have all come to us in a VERY timely manner. I cannot say enough about how pleased I am with this company and will recommend it to all my friends and family with pets to get right away!! Our pup now has her sight back; and, although still a very difficult situation to handle, having the proper insurance and support made our lives much much easier during the process.
5

out of 5

POSTED: | BY: cindy jaynes

outstanding company

Here is my experience with Healthy Paws Pet Insurance. I'm so glad I have chosen this Pet Insurance after my research with others and there is no comparison. They have variable options to pick from that suits your needs and cost. The Customer Service is phenomenal always there to answer any questions you have not to mention the turn a round time for your refund after meeting your annual deductible. Heatlhy Paws staff are not just there for your business but they are a company that truly cares about your pet. . Trust me without this Insurance my Rescue Pup would not be where she is today . Thank you Healthy Paws for your outstanding Customer Service.
5

out of 5

POSTED: | BY: LChang

Perfect Pet Ins for our dogs

both dogs have Healthy Paws Insurance, HPI, since day 1. HPI does not cover regular office visits and all associated preventive cares. Its philosophy is owners should make sure all preventive care is given regularly and HP will cover unforeseeable illnesses during their lifetime. Totally makes sense. When Donut got diagnosed with brain tumor nearly 5 years old, our life changed. HPI was essential during our tough journey. Because we could get the best attainable care for him (HPI took care of the cost (90%), we got 6 additional months of quality time with Donut. Donut did not suffer much as HPI pays for all treatment and care. Grant, never got serious illness until 3 years ago. He has been having bladder stone removal surgery annually ever since. I learned in year 1 that his body cannot remove calcium crystals fast enough via natural way, hence stones formed. Again, without HPI, G would not be living with us today. G, other than the annual surgery, lives well and continues to enjoy life. He is now nearly 13. HPI makes all those wonderful life possible for our dogs and us by taking away the financial burden and allowing us to find the best soft tissue surgeons and care for Grant and the best cancer vet for Donut. HP staff is also exceptional. they all care! Thank you HP.
5

out of 5

POSTED: | BY: cindy jaynes

Healthy Paws Pet Insurance the best

Here is my experience with Healthy Paws Pet Insurance. I'm so glad I have chosen this Pet Insurance after my research with others and there is no comparison. They have variable options to pick from that suits your needs and cost. The Customer Service is phenomenal always there to answer any questions you have not to mention the turn a round time for your refund after meeting your annual deductible. Heatlhy Paws staff are not just there for your business but they are a company that truly cares about your pet. . Trust me without this Insurance my Rescue Pup would not be where she is today . Thank you Healthy Paws for your outstanding Customer Service.
5

out of 5

POSTED: | BY: Karen Herman

Glad I made the investment in Healthy Paws

My cat Nikki had FORL and many her teeth were deteriorating as a result and she was in a lot of pain. Nikki had to have 8 teeth removed as a result of her disease and it was a pretty extensive surgery. I had purchased Healthy Paws Insurance a few years back hoping that I'd never have to use it. Many will say that Pet Insurance will be a waste of time and will not cover anything when the time comes that you need it. I had submitted the bill for the surgery to Healthy Paws. There was information they requested to validate Nikki's health and condition prior to the surgery. After this information was submitted, I heard back quickly that most of the expense of the surgery would be covered. I received a check shortly thereafter and they also followed up afterwards to check-in and see how Nikki was doing. Healthy Paws was professional, responsive and thoughtful about how they handled my situation and I would recommend them if you're considering making this investment for your pet.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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