Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,995

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Brian

Fantastic Pet Insurance Company!

My dogs are my children, and their healthcare is every bit as important to me as my own. I've had my dogs covered with Healthy Paws since 2010 and I am continually impressed with the quality of the coverage, the ease of filing a claim, the lack of lifetime spending caps, and how genuinely concerned they are with their client's pets and keeping them healthy. When your pet is suddenly faced with an expensive and serious illness or injury, it's tremendous peace of mind to know you'll be covered. The team even reaches out to see how my pets are doing after they've required treatment, and they support the rescue mission through their business. I'm very happy to have Healthy Paws helping take care of my dogs and would highly recommend them to anyone!
5

out of 5

POSTED: | BY: Heather

Fantastic customer service and easy app

The App is easy to use and their response times are incredible. It's seamless to use and easy to understand.
5

out of 5

POSTED: | BY: Betsy

Couldn't be happier

My pup had a torn cruciate ligament repair. Healthy Paws process my claims more quickly than the other well known pet insurance company through which I previously had coverage. And, there is one deductible per year, not one for each incident. Their prices are competitive. I highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: Patty

Healthy Paws Insurance Review

I just want everyone to know how amazing Healthy Paws Pet Insurance is. My family was devastated when we found out that our young Rottweiler needed major spinal surgery. We struggled with the idea of putting him down because we were going to be unable to afford it. We luckily already had Healthy Paws but we had no idea how much they would help us with the coverage of the surgery. Our dog is 2 weeks out of surgery and better than we could've imagined because of the help from Healthy Paws! If you are thinking about getting Pet insurance there is no company better than Healthy Paws!
5

out of 5

POSTED: | BY: Maryanne

There when you really need it.

We recently rescued Nacho and shortly after he developed a cataract that would blind him. He is only 2 years old. When I called to see if surgery would be covered, I spoke to a wonderful woman who was polite and kind. When I submitted the claim I had a check in a week. And a week later they wrote me to see how Nacho was doing. Why do you care? Because if your shopping for Pet Insurance and you need to use it They are there. Our last dog had bone cancer at 4 years old. She was a rescue as well. Our last pet insurance carrier was marginal at best. It took forever to reach them. The claims took 1-2 months to settle. Healthy Paws took the financial worry out of this whole equation! They are amazing and I would and have recommended them to others. Thank you Healthy Paws for being reliable, kind and thoughtful!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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