Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Gary

Terrific, caring insurer

I’ve been with Healthy Paws pet insurance for a number of years now, and I have covered four different dogs. Recently, one of my dogs needed surgery for his leg. Healthy Paws not only covered it and reimbursed me quickly, they actually sent me a follow up email to see how he was doing. What kind of insurance company does that? I’ll tell you: One that actually cares about the animals they cover. It’s obvious to me that the folks at Healthy Paws love their pets as much as we do. You just can’t go wrong with Healthy Paws, and there are very few companies I can say that about.
5

out of 5

POSTED: | BY: Tiffany

Best Pet insurance/Great customer service

I have been with Healthy Paws for over 4 years. I did a lot of research when choosing my insurance carrier for my first puppy. I now have 3 insured with Healthy Paws. I have submitted small claims here and there for each of the dogs. This past month however I filed the largest claim yet. Almost 10K. In about 8 days the entire process was completed and I received my reimbursement check for 90% off the bill, minus the deductible and Doc fees. The piece of mind I had knowing my pet was covered made the ordeal less stressful. I would recommend Healthy Paws to anyone thinking of getting a puppy/dog. You can’t beat the ease of their app, the timeliness of the process, and the excellent customer service. I even received a follow up email asking how my pup was doing!!!
5

out of 5

POSTED: | BY: Ruth

Healthy Paws is an exceptional pet insurance company.

Since signing on with Healthy Paws mid 2013, we have made several online claims for our little Westie. All have been handled quickly, with minimal effort on our part and maximal reimbursement as outlined in our policy. The team at Healthy Paws has always taken a personal interest in the health of our pet, quickly responds to our inquiries and keeps us updated on the progress of each claim. We could not be happier with Healthy Paws and take great comfort in knowing, in times of distress, that our pet can continue to receive the best available veterinary care.
5

out of 5

POSTED: | BY: Eli

Healthy Paws - Helpful, Caring, and Effective Insurance

We decided to go with Healthy Paws after researching several insurance companies before getting our first puppy, and what a blessing it has been for us. In the first two months of owning our puppy she had an extended stay at the hospital. The Healthy Paws staff was helpful on the phone and through claims processing. They were incredibly fast and it was always clear what was and wasn't covered. It's so nice having the peace of mind that there are no annual or lifetime maximums, and that our puppy will always be covered. We're so thankful for Healthy Paws and will be insuring any future pets with them.
5

out of 5

POSTED: | BY: Jeanne

Simply the Best

We didn't really have a significant problem that triggered reimbursement for a few years, but when we did Healthy Paws was a life-saver. They have been consistent with reimbursements and never discourage us from getting treatment to avoid expense. They are absolutely wonderful. Wish my health insurance was as supportive!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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