Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kimberly Platt

Hands Down The Best Pet Insurance Out There!!!

My Pit Bull, Aso, was found to have two torn ACL's on both back knees. It was painful for him to sit and run and it was hard to see him struggle. I was having a hard time getting credit approved for his surgery but it finally happened. Aso got Bilateral TPLO surgery on May 17, 2017. Shortly thereafter I filed a claim with Healthy Paws. As soon as they received all of the medical records they sent me four checks. One for the actual surgery at 80% coverage and they sent three more checks covering Aso's medications. I had added our newest furry family member to the insurance before I received the money. I knew in my heart that it was the best thing I could do for her. I know if anything happens and Apache needs surgery or something else, she is going to be taken care of. Healthy Paws is absolutely the BEST PET INSURANCE out there. Thank you Healthy Paws for caring about my fur babies!! I even got an email asking how Aso was doing. Awesome service!!
5

out of 5

POSTED: | BY: Mary Hiatt

Excellent Service !

Healthy Paws processed our claim so quickly and professionally, we are so pleased !
5

out of 5

POSTED: | BY: Christine Byrnes

Maxwell Can See Again!

Thanks to Healthy Paws, my furry soulmate was able to get surgery last month that saved his vision. I didn't have to consider for one second how I would pay back the nearly $3500 I had to put on my credit card for surgery, recovery, post op visits and hundreds of dollars in medications due to his retinal detachment. I've already received reimbursement but more, a wonderful email inquiring about my beloved Maxwell's status. The fear of watching them take my baby into surgery still brings tears to my eyes but money never had to weigh into my decision on giving him the best care recommended. I love Healthy Paws and consider it one of my wisest decisions to insure my three fur babies. When the unexpected happens, the last thing you want to do is worry about having to make an impossible choice if you can't afford expensive care. I am grateful I wasn't put in that position.
5

out of 5

POSTED: | BY: Olga

Thank you to Healty Paws insurance!

We're so happy that we got Healthy Paws insurance about 8 months ago when we added a new member to our family, a whippet named Kiara. We didn't want money to influence our decision in case something happened to her. A completely healthy and happy puppy suddenly got sick when she turned 10.5 months old. We went to emergency veterinary care immediately . She was diagnosed with pyometra ( a life threatening infection of the uterus which usually happens in an older dogs). She had emergency surgery and was discharged from the hospital 2 days later with a bill of almost 3,000 dollars. We submitted the invoice to Healthy Paws right away, got an email the next day that our claim was being processed, then one day later that we were approved for 90 percent coverage and 5 days later we got a check in the mail. Healthy paws followed up with an email asking how is Kiara doing and wishing a quick recovery. You guys are great!!!! I would recommend Healthy Paws to anyone who cares about their pets!
5

out of 5

POSTED: | BY: Jose Mendoza

They are THE BEST

I only can say good things about them. My little boy got a nasty cancer that we tried to fight for months. It involved a big time surgery (almost $5.000) and then a good number of chemo sessions, visits to the hospital, etc, etc. He got better but unfortunately, the f.... cancer came back and took him. During this entire process, Healthy Paws was just AMAZING. By this I mean, they did their part of the deal...which is a lot more than you can say about any other insurance. They paid their % of the bills no questions asked, no matter how big the claims were...and believe me...some of them were damn big. Not only that, but when the damn cancer took my boy away, i did not have to bother cancelling my policy (they did it...including reimbursement of the last payment...just amazing). I also got a postcard from them hand written from the stuff showing their condolences...that touched my heart. Anyway...if you need insurance for your loved pet...GET IT WITH HEALTHY PAWS. Me and my boy could not have fought the cancer like we did without their support...unfortunately we lost this battle...but hopefully some other people can say their story with a happy ending. THANK YOU HEALTHY PAWS.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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