Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,999

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Donald

Healthy Paw is the very best insurance company you can find!!

The greatest Pet Insurance Company I have ever dealt with. My one year old German Shepherd (Chloe) fractured a Hock (Ankle). Extensive surgery was needed. Healthy Paws Claims people was most helpful all the times I contacted them. They were generally concerned about Chloe and helping me with the claim process. This day and age all you get is an attitude. You know what I'm talking about! NOT here with Healthy Paws everyone was professional, respectful and most of all caring.
5

out of 5

POSTED: | BY: Seyedeh

Extremely helpful and knowledgeable staff

Honestly this insurance company is the most knowledgeable and reliable company I’ve ever dealt with. My dog Athena has had several procedures done and they have helped us out immensely. I continue to recommend them to my friends and people I see at veterinary offices and the staff at each facility has boasted about how efficient and friendly they are. They have several coverage options and they have reasonable premiums and deductables. I would recommend them to any and everyone!
5

out of 5

POSTED: | BY: Love

Very satisfied!

Love my experience. They are so quick to process claims
5

out of 5

POSTED: | BY: Angela

Great coverage and service!

Who knew my less than 3 year old pit mix dog was going to get injured so young? She's already had 2 knee surgeries and I'm so thankful that I have Healthy Paws insurance. Claim submission is relatively easy and the turn around time for reimbursement is within a reasonable time. A live person always answers the phone when you call and they even send emails inquiring about my dog after her surgery. That means a lot in this world of automated systems and poor customer service. I didn't have pet insurance for my other dog and she got cancer which meant I paid out of pocket in full for her operations. It was stressful enough dealing with a sick pet, but the cost on top of it made it extra bad. So I learned my lesson and got insurance. I tell everyone I know to get it. I did a lot of research before choosing Healthy Paws and I'm glad I did it. Too bad my human insurance isn't this good.
5

out of 5

POSTED: | BY: Rachel

Thank you Healthy Paws!

I have been a Healthy Paws customer since 2015 and have two dogs with insurance plans. I did extensive research on pet insurance companies and compared each and every detail. Healthy Paws was by far the best option- no lifetime limits and coverage of hereditary and congenital conditions. I just recently had to use my insurance for a large claim (about $4,000), and I was a bit skeptical to see if the claim would be covered and that I would receive reimbursement. I am EXTREMELY happy to report that I was fully reimbursed up to the 90% reimbursement level that I chose (excluding the office visits-of course)! Because of Healthy Paws, I did not second-guess anything the surgeon was suggesting my dog needed due to cost. I was able to quickly and easily say "do everything that you need" because I had Healthy Paws pet insurance. It was a great feeling! Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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