Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Amy

WOW

Healthy Paws saved me. I adopted a puppy who was very sick and ended up having serious genetic issues that endangered his life. He’s had two major surgeries and so many repeat visits to multiple vets, including holistic care. The cost has been around $20,000 and Healthy Paws has covered almost all of it. I keep thinking to myself if a pet company can be so reputable and organized, then why can’t we figure this out for humans. I almost had guilt they were paying for so much. They always respond with love and care. They check on my fur baby. I’m always reimbursed within 3-4 days. Additionally for some big procedures, they approved payment in advanced. I’m so thankful to them everyday because for the small minimum I pay for my dog I know they’ll never recoup their losses with me and they treat me with such care and respect. Everyone should go with Healthy paws. They cover what most insurers don’t, especially is you have a Frenchie.
5

out of 5

POSTED: | BY: cristina niculae

Best Pet Insurance

First, I never write reviews..... but I will for this amazing pet insurance company called Healthy Paws :) My cat - Mono - had to unexpectedly undergo emergency abdominal surgery due to blockage in the GI tract about 5 weeks ago. My little man is finally feeling much better after a long, hard and stressful 4 weeks of post surgery recovery time. Having Healthy Paws on my side throughout this process had been amazing. Submitting all my receipts through the phone app and opening the claim could not had bee easier. The process is very convenient and staff are professional. I definitely made the best choice by choosing this pet insurance for both of my babies back in 2015. I will never ever not have pet insurance - without Healthy Paws - I would be in the biggest debt of my existence. To all pet lovers - Have coverage - please take care of your babies :) Unexpected incidents can really happen …..
5

out of 5

POSTED: | BY: Claudia

Terrific!

Healthy Paws is a terrific Pet Insurance Company! I highly recommend them!
5

out of 5

POSTED: | BY: Michael

Healthy Paws is the Best

After a recent dental cleaning I was advised that my dog Casper had several shaky teeth & a growth in his mouth. The Vet stated oral surgery & a biopsy was required.. Contacted Healthy Paws who stated that same was required by Vet & would be covered. The surgery was performed & all went well & Casper is now recoverd from the ordeal. Upon submission of invoice & med records my claim was quickly processed & a check was received within 2 weeks. I cannot thank Healthy Paws enough for their concern & expediated processing & Casper has also given you 5 woofs.
1

out of 5

POSTED: | BY: Alison

Misleading marketing/communications, hard to work with

Healthy Paws has been hard to work with from the get-go. I had to have my vet call them to explain that a procedure was not related to a pre-existing condition -- while they ultimately approved the claim (thanks, dr. Dunning), that exemplifies their efforts not to support customers. Also, make sure you read the fine print on EVERYTHING — emails, website, printed materials, etc. They do not make some things obvious, so do your homework. Customer service is incredibly impersonal and feels like an exceptionally cheery bot. I probably wouldn’t be half as upset as I am if the customer service people were at all apologetic when they aren’t able to help. Getting a negative email with cheery exclamation points creates a weird cognitive dissonance. Whoever heads customer support needs to take a communications 101 class.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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