Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Bria

Helps me focus on my pet's health instead of vet bills

My cat, Cheese, recently ate a ribbon and needed a lot of medical care. I was SO thankful to have him covered by Healthy Paws! He had experienced some health difficulties previously, before I had him insured, and it was just awful. Every procedure I had to think about money, and it was terrible to be in the position of weighing the cost against my pet's life. I am a student, and I ended up spending literally all of my savings to pay for his care. This time when he was ill, I could just focus on making decisions that were best for Cheese, without having to worry that I would bankrupt myself in the process. I will agree with the negative reviews that the premiums do go up SUBSTANTIALLY each year. My pets are both still fairly young, so it's still worth it. Even if it gets to $100/month, I will probably continue the policies, just so that if/when they get sick, I can avoid worrying about money and focus on my pet's health. Also, I have had great experiences with customer service every time I've called. I don't think they are quite as responsive by email, but I've never had to wait on hold for a long time and everyone I've spoken to has been very helpful and friendly. I recommend Healthy Paws to all of my friends!
5

out of 5

POSTED: | BY: Leslie Jordan

Healthy Paws is ABSOLUTELY the BEST and HELPED me pay my bills for my cat to SURVIVE!

Healthy Paws is the BEST! I have had other pet insurance and they are by far so SUPERIOR. No questions asked, not a lot of paperwork to submit, just your bill and they understand and pay within a couple of weeks. They have paid me over $50k for the care of my cat! Their app is fantastic. I take picture of my bill and within minutes they start processing. My COMPLIMENTS to the owner, founder and all their staff for helping me and my cat.
5

out of 5

POSTED: | BY: Leslie Jordan

Healthy Paws is absolutely the VEST BEST!!

Healthy Paws is the BEST! I have had other pet insurance and they are by far so SUPERIOR. No questions asked, not a lot of paperwork to submit, just your bill and they understand and pay within a couple of weeks. They have paid me over $50k for the care of my cat! Their app is fantastic. I take picture of my bill and within minutes they start processing. My COMPLIMENTS to the owner, founder and all their staff for helping me and my cat.
5

out of 5

POSTED: | BY: Tab

Fantasic Coverage

Healthy Paws has been wonderful! Submitting claims is simple, and they are always processed and paid quickly! I am very grateful for the insurance!
5

out of 5

POSTED: | BY: Charmaine

I LOVE this organization - they have saved my dogs - and me!

Healthy Paws has saved both my dogs lives - and saved me! I have one dog with a severe heart condition whose monthly medication bill alone is well over $100, not to mention all the echocardiograms, x-rays and bloodwork. My other dog has been a habitual rock eater - costing thousands of dollars on surgeries. With Healthy Paws the claim process is simple and seamless, and refunds are within days. In addition they even check in to see how my dogs are doing - and I am not talking automated messages - I mean personal checking in with real care. I love this organization! PS : My dogs are Lagotto Romagnolo's - not Portuguese Water dogs.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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