Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
Where to begin... we rescued an adult German Shepherd a few years ago, and enrolled him in Healthy Paws right away (like my other dog). That was the best decision I've made, as we are now the proud owners of a "$10,000 dog". Yes, $10k. That's how much his vet bills cost to save his life. My male german shepherd had difficulty breathing, and had a pneumothorax from an unknown growth on one of his lung lobes - long story short I had to rush him to veterinary ER for emergency open heart surgery to remove the mass on his lung and fluid/air buildup. I remember calling Healthy Paws from the vets office literally shaking after the vet told me it was going to cost close to $10 grand to save his life. The customer service I received over the phone was amazing - they verified they would be here and boy were they! Quick claims processes, and I was able to make the right decision. Instead of being unable to afford a $10k vet bill, we paid the diagnostic fees and 10% of all medications and surgical bills (and his long vet stay). Healthy Paws is worth every penny - you're buying INSURANCE as RISK MANAGEMENT, so the $100 I pay per month for both my dogs is well worth it. Healthy Paws customer here for life.
5
out of 5
POSTED:
| BY: Renelle
Awesome, quick reimbursements great customer service
They are great, my dog had to have surgery on a torn ligament and I received my reimbursements so quick no questions ask. Nothing was denied. This helps out so much as a pet owner
5
out of 5
POSTED:
| BY: Mike
Highly Recommend
Affordable, great customer service, quick turnaround on approvals, and quick payout on claims. No complaints!
5
out of 5
POSTED:
| BY: gail
Customer service is excellent, they are always available phone.
Dear Healthy Paws,
Thank you so much for the bottom of our hearts for helping us with the coverage on Lincoln's emergency surgery.
He’s recovering well and we’re grateful every day for the second chance! He’s a huge part of our family!
I can honestly say I’ve referred healthy paws to at least a dozen people over the last few weeks so I hope they take my suggestion and get pet insurance for their beloved animals too!
Best wishes to all of you have a happy summer!
Let’s keep our fingers crossed LINCOLN stays the course!
Love Lincoln & the Peterson family
5
out of 5
POSTED:
| BY: Kathaleen
JUST DO IT!
Anyone who has pets knows their care can be expensive. Anyone who owns a BiG dog will tell you they are VERY expensive!! After having had operations on 2 Newfoundlands and 1 St. Bernard, we decided to get insurance for our newest Newfoundland members, Jazzy and Reggie. Sadly, Jazzy passed away 2 yrs ago after having numerous surgeries and condidtions requiring medicines that were astronomical in price. It was a terrific comfort to know that Healthy Paws was there to cover it all; never 'kicking' her off the plan. Reggie, 7 y/o was our most healthy Newfie until he was 4. Suddenly, his back legs were giving out. After xrays and an mri he was diagnosed with Wobbler's disease. Two herniated discs in his neck. He was operated on within a week of the diagnosis. The cost of just that surgery was over $10,000.00. Healthy paws was there for him (and us!). Reggie healed quicker than I thought possible and remained healthy until last year. After moving to another state he began having issues with his left leg. Ultimately, he had TPLO surgery Oct. '18; another $4,000.00. He recently became violently ill after having 2 doses of Carprofen after his tooth cleaning. Two nights in the hospital, $1,800.00. He had 2 molars that needed to be pulled or root canaled; $3,958.00. I submitted the invoice thinking they might pay for the anesthesia and blood tests. Healthy Paws paid the entire amount allowed! In the span of 7 months, I submitted over $10,000.00 again and they didn't blink an eye. Reggie, a.k.a, Cosmos Gift, meets many people daily, (often stopping traffic) bringing them smiles as he is the best Newfoundland ambassador. Everyone who tells me they own or want to own a giant breed dog, gets my lecture about care, cost and HEALTHY PAWS INSURANCE. I only wish Healthy Paws would get into the people insurance business! My praise may sound over the top; I assure you it's all true. Since my financial situation changed, they are even more important in my life.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.