Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Drew

I would definitely recommend Healthy Paws, great company, and great people

When looking for health insurance for my two new puppies I looked at all the options. When I contacted Healthy Paws with some questions they were very helpful and answered all my questions. I liked the ease of the signup process and the usability of their phone app. It was not until a year later that I needed to actually use the insurance and when that time came I was pleased to find that the upload process and claim process was so easy. I uploaded the records that I received from my Vet and then snapped a picture of the bills and in a week Healthy Paws had reviewed all the records and reimbursed me for the covered procedure. My Dog ended up having bone cancer and lost her leg. Having Healthy Paws insurance allowed me to be able to afford the surgery and get a second chance with my beloved dog. The best part was that after the surgery I got a personal email from one of their employees asking how my dog was and if there was anything else I needed. They also took the time to look at the rest of my policy to see that I had another dog and asked about him as well. I felt like they really cared and I am glad I went with Healthy Paws. I would recommend Healthy Paws to any pet owner.
5

out of 5

POSTED: | BY: Judy

One of the best decisions

Getting a Healthy Paws policy for my German shepherd, Gus, is one of the best decisions I've ever made! Customer service is fantastic. It's so easy to file claims through the app and they are very prompt and communicative. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Lisa

Healthy Paws Pet Insurance

Last year, at about this time, Walter could barely walk. Now, he’s moving right along. I was thinking, just this morning, that without Healthy Paws I wouldn’t be able to provide him with this life-changing care. Walter means everything to me, and we thank Healthy Paws from the bottoms of our hearts. Over the years, I’ve recommended Healthy Paws to every dog-owner friend, and to strangers too. So many of my friends have signed up with you, and all are pleased. Love, Lisa & Walter
5

out of 5

POSTED: | BY: Kari DeGraff

Excellent, Caring Service

My wife and I were recently Healthy Paws customers until we suddenly lost our mastiff. Losing our dog was a significant tragedy and while that can't be changed, the stress of that could have been so much worse. She had significant hospital bills which were terrifying to rack up. On multiple occasions, we have had to file large claims and each time, they were reimbursed without argument. We cannot tell you how grateful we are for that. Additionally, a couple of weeks after our loss, we received a card signed by the team at Healthy Paws. It was very touching. I don't know when we'll get another dog but when we do, we will for sure be insuring them through Healthy Paws as well as recommending Healthy Paws to everyone we know. **A 9 was given rather than a 10 only on the basis of having to be reimbursed rather than payment being directly issued to the Vet; otherwise, I would rate a 10**
5

out of 5

POSTED: | BY: Annika Swanson

Thankful every day for Healthy Paws!

I can't say enough positive things about Healthy Paws. I first purchased insurance when my boy Teddy was a puppy, and I'm thankful every day that I did. I carry the maximum level of insurance (90% coverage after a $200 annual deductible) on Teddy and it's worth every penny. The first year of Teddy's life we were at the vet every 2 weeks for chronic skin issues, & more than one emergency visit when he's ingested things that he shouldn't have. We have spent thousands of dollars over the last couple years on procedures, medications, and skin related medical care and the majority of that money spent has been refunded by Healthy Paws (90% to be exact!). His most recent issue was an ER Vet visit that alone cost me roughly $1,000.... I received almost $900 in refund checks for that ER visit. When a $1,000 bill essentially turns into a $100 bill, I have been able to focus on what matters most- my boy's health - and not have the added financial stress. I had no qualms about choosing to provide the needed care for him because I didn't have to choose between spending the money on appropriate care and taking a chance on his health. Looking to the future, as the owner of a giant breed dog one expects to eventually run into some sort of hip/joint problems (though I take excellent care of my boy through nutrition, supplementation, and appropriate exercise). I have peace of mind knowing that heaven forbid that does occur, cost of care won't be an issue. While my boy has had many visits to the vet and we have unfortunately had to take advantage of our coverage with Healthy Paws frequently, I would still consider this coverage worth it for any household pet- even those who seem to never have health issues. The peace of mind it brings is easily worth the cost per month (which is more than reasonable in my opinion). We use the Healthy Paws app to submit claims, which makes it super easy, fast, and convenient to do. I will be using Healthy Paws for any future pets we have. If you have a puppy, get pet insurance early, it's the smartest thing I have done. There have been no negatives to our experience, and any interaction we've ever had with any Healthy Paws staff has been pleasant, professional, and genuinely caring for my boy. I can't say enough good things - thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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