Healthy Paws | Pet Insurance Review

Recently our 3-year-old Yorkie mix ruptured a disc, and had to undergo emergency surgery. Not only was this emotionally stressful the vet bills added up quickly and it would have been very difficult had we not had pet Insurance with Healthy Paws. We just wanted to get him though the surgery regardless of what was covered, or not covered, and then we’d submit the claim to Healthy Paws and see where the chips fell. I was shocked at how fast and seamless the process went from claim submission to us receiving a direct deposit of payment. Total process took less than 1 week, and this was a very large vet bill, close to $8000. Furthermore, they actually followed up after the procedure to see how he was doing. It’s going to be a long, stressful recovery but knowing we have Healthy Paws in our corner takes a part of the stress out of the equation. Hands down the best customer service I have ever received. This was a freak accident that could have happened to any pet owner, and if you don’t believe me stop by your nearest emergency pet hospital and take a look at the crowd in the lobby. I am telling everyone I see walking dogs, or that I know have dogs/cats about our experience and strongly suggest they invest in pet Insurance, and trust Healthy Paws. It is a small investment for the peace of mind. Thank you Healthy Paws.

I’m amazed at how easy and quick healthy paws were when my dog tore her acl. I couldn’t have had a better experience with them and not to mention the peace of mind knowing that within a week I was fully reimbursed!! Unheard of! Thank you healthy paws for caring about my Fur baby! They even followed up with an email to check on her recovery:)

I truly do not think I could be more thankful for Healthy Paws. They have the best system to file claims that makes it convenient, simple, and quick. They also are incredibly fast in reviewing and deciding on a claim. But what sets them apart is their customer service. We recently found out that my dog has a heart condition. Within a week, we had spent close to $2000 in vet bills. Not only did Healthy Paws promptly process our claims and send out our reimbursement checks, but they also personally reached out to me to check on how he was doing. It really affirmed that they truly care at HP. I recommend Healthy Paws to any and everyone with furry family members. I feel secure knowing that I will be able to give my boy the very best care he deserves for his entire life. Every per owner (and pet) deserves that assurance. Thanks, Healthy Paws!!!

My dog torn his ligament in his hind leg, playing with another dog. We tried medication and rest. While this didn’t work, it was in his best interest to have surgery. I’m am so grateful to have this insurance! The process was simple, I was updated daily on the claim and the check came in the mail promptly. They also sent me a email, wondering how my boy was doing. Much appreciate for their thoughtfulness.

We’ve had Healthy Paws for 10 months to cover our Golden Retriever puppy. Unfortunately, we’ve had to file a number of claims this year due to multiple UTIs and cases of giardia. We were shocked when we received notice that our premium was increasing 45% after our first year ($55/month to $80/month). Our neighbors have a two-year-old Golden Retriever (same breed, same zip code) and he was much healthier this year. Their Healthy Paws premium increase was only 14% ($48/month to $55/month). The Healthy Paws states that premium increases are based solely on breed, zip code and age, and not on claim submissions. Based on our experience this is clearly false marketing. I have been trading emails with them this week trying to understand how they justify a 45% increase, and I have only gotten generic responses to the effect of “increasing costs of new technology,” “advances in veterinary care”, and “changes in policies”. Conveniently, last week, they removed the line “Rest assured, we will never penalize you with higher rates for making claims” from the website. If you choose Healthy Paws and you need to file claims be prepared to be penalized with excessive annual increases. We had budgeted to spend about $650/year for pet insurance, and after a year to keep our same policy/coverage they expect us to pay almost $1,000/year.