Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Libby

Best thing I ever did for my dog

We got our yellow lab mix at 4 months. Right around that time, my sister-in-law got her own black lab mix, who went on to eat a sock and require surgery within weeks of adoption. I decided right then to get insurance for Cooper through Healthy Paws. I kid you not, I feel HAPPY every month when I see that charge hit my credit card because the support we've received from Healthy Paws has been unbelievable. They've paid for Cooper's numerous dietary indiscretions (really numerous!), the discovery and treatment of his hip dysplasia, and even the root canals he needed for his excessively worn-down canines (from too much playing ball with sandy toys, we guess). Every time I file a claim I think, "this is it, they'll cancel us" and instead I get a check and a friendly email from them inquiring about Cooper's recovery. I have been in the vet's waiting room so many times listening to tearful owners wrestle with painful decisions because of affordability. Healthy Paws takes that out of the equation and you can get care for your pet like the family member he or she is. Buy this insurance, and I hope you have better luck with your dog's health than we have, but you'll be grateful to have them backing you.
5

out of 5

POSTED: | BY: Confredo

Mary

I am very impressed with the prompt servicing and payment of our Toby’s claim. The entire claims process was handled on line and we received reimbursement for the services within 3 weeks. I highly recommend using Healthy Paws for your pets insurance needs.
5

out of 5

POSTED: | BY: Bill

HealthyPaws is what an insurance company should be

When our dog was hit by a car, HealthyPaws quickly approved his surgery and direct paid without any hassles and with a very caring attitude. They were wonderful during a very stressful time.
5

out of 5

POSTED: | BY: Kelly

The best insurance to give you peace of mind

Paying my monthly fee for this insurance, is the best money I invest for the well being of my dog. The claim process is as straightforward as it can get through the use of the Healthy Paws app, and reimbursements (my plan is the 90%) are fast and easy. An excellent experience throughout and the peace of mind that I can get my doggie the care she needs.
5

out of 5

POSTED: | BY: Elizabeth

Great coverage and easy to navigate

I've insured my cat with Healthy Paws for two years. She's had few health issues in this time and we never really needed to use it. Until last month. My poor girl was diagnosed with heart disease at only four years old. In just 4 weeks we've had 3 emergency vet visits, one follow-up check up, 3 medications she'll need daily for the rest of her life, and a mandate to schedule follow up appointments with the cardiologist every 4-6 weeks. So far the total vet bills have amounted to almost $5,000 and the ongoing check ups aren't necessarily cheap either. Without Healthy Paws we wouldn't be able to afford these treatments, but my baby cat can't survive without them. I've been able to file all the Healthy Paws claims through the app, and Healthy Paws has honored their coverage of 90% (the plan I enrolled in, thank goodness!). I was very nervous filing my first claims with the large bills because you can hear horror stories about insurance companies denying procedures due to 'fine print' items. Healthy Paws has been incredible and has even reached out to check in on my girl and ask how she's doing. I've gotten all my reimbursements within 2 weeks. (Most have actually been within 5 days, but the first claim had a longer-than-average wait time. It was incredibly nerve wracking but, to be fair to Healthy Paws, they were very communicative they were experiencing delays and that the longer-than-average time was to be expected.) I'm so so grateful I made the decision to enroll her in Healthy Paws (and with a higher coverage plan!) those years ago. It is heart wrenching to think that I might have had to choose between financial stability or my cat's life. I've recommended this company to every pet owner I know - it is absolutely worth it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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