Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nancy

A Great Experience

Healthy Paws was there for every step leading up to and after our dog's surgery. They were helpful in explaining our benefits and prompt in paying the claims. Their follow-up to see how Bella is was a very welcome surprise. I've dealt with insurance companies my whole life, medical, auto, etc., and have never experienced this kind of customer service. It was wonderful.
5

out of 5

POSTED: | BY: Kevin

Healthy Paws has done nothing but allow us to keep our nutjob Boxer healthy (for a Boxer) with no questions asked.

Without Healthy Paws, my Dog wouldn't be with us today. There's no way we could have afforded all the treatment and surgeries my unlucky Boxer Daughter has needed over the year. It has been a hassle free experience from day 1, and they've only ever shown earnest care in the well being of our furry family members.
5

out of 5

POSTED: | BY: Meg

Very Satisfied Customer!

Our dog was unexpectedly very sick in a very expensive way. I couldn't be more glad that we had Healthy Paws catastrophic, 80% coverage insurance. Based on my own experience with my human health insurance, I was expecting some push back from Healthy Paws as our bills continued to pile up. Instead, Healthy Paws quickly approved and reimbursed my claims, even checking in on my dog! What a great company. Would recommend to anyone.
5

out of 5

POSTED: | BY: Harold

Satisfied with service and review of claims

Quick response, ease of paperwork
5

out of 5

POSTED: | BY: Adreen

well worth the monthly fee. You can never expect what health issues your pet may encounter

My healthy high energy husky had a previously undetected heart murmur that was found when I took her to the vet to have her spaded.. She was in early heart failure due to a PDA, Patent Ductus Arterious and was given a poor prognosis of 6 months to live unless the hole in her blood vessels was patched. She was put on 3 medications twice a day and her vet advised us to have surgery to repair the hole. I could not believe it as this dog had boundless energy and now we had to limit her activity to minimum walking. Fortunately I had Healthy Paws pet insurance because I work in the medical field and I know how expensive medical costs are. Healthy Paws pays 80% and I get reimbursed within a week after I send the vet's bills and medical records..

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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