Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Suzanne

Peace of mind

We've had Healthy Paws Pet Insurance since we brought home our pup. It's been 3 years now, and we're really glad to have insurance with Healthy Paws. They are super easy to work with, claims are processed fast, and it's very transparent to see what is covered. We've had a total of ~3 emergency hospital visits so far, in the middle of night, with several thousands of vet bills at the end, and thanks to Healthy Paws it wasn't a financial burden to finance these! Having insurance with Healthy Paws gives us a peace of mind!
4

out of 5

POSTED: | BY: J

It's great insurance but beware premiums increases

I've had some claims and they reimbursed easily after a few weeks. I've had coverage for 2 cats going back 9 years now. Each year there was a slight increase to premium but this past year they are raising my premiums from $55/month for 2 cats (ages 6 and 10) to $73/month. That's a huge increase and I didn't even file any claims last year. I imagine it might be because the one cat is 10 now and it's infeasible to cancel and start insurance with another company for a cat over 10 (some don't cover them at all). I like the peace of mind if something major happened but paying this increased premium really makes me rethink this company.
5

out of 5

POSTED: | BY: Ruth

It was such a relief to have healthy Paws pet insurance!

When our dog needed surgery and x-rays, it gave us so much peace of mind to have healthy Pet Pet insurance. They are so easy to deal with and prompt in their claims processing!
5

out of 5

POSTED: | BY: Heather

Outstanding service

I bought Healthy Paws insurance for my Biewer Terrier puppy. My puppy was ill had to receive emergency care. The Healthy Paws claims personnel handled the claims promptly and were very kind to check on my puppy to see how he was feeling. The personal service and thoughtfulness was unexpected but very much appreciated during a very stressful time. I would never have believed I would endorse an insurance company but Healthy Paws has thus far exceeded my expectations. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: James

Such an easy process

It was so nice to not have to fight with an insurance company about ANY claims. I had my boy Scooby who had to get a plate taken out, then he got MSRP, so he was in and out of the Animal Hospital for a few months, and everything was covered immediatly. Saved me almost $6k in a month.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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