Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Rebecca Cardone da Costa

Healthy Paws saved us $7,853.99…

Healthy Paws saved us $7,853.99 this summer. My young border collie, Toro, had a terrible summer of gastrointestinal issues and a heat stroke. Healthy Paws empowered us to take control of Toro's health to get the right combo of expertise and emergency care with the providers of our choice. We never had to delay life-saving care because of financial concern. This literally saved Toro's life. If we had to spend a few more hours debating how or if we could afford emergency care, Toro's condition might have worsened beyond recovery - he spent overnight in the ER and 4 days in Critical Care. Now, he has more energy than ever, and he is finally enjoying his food - something we have struggled with his whole life. We got pet insurance through Healthy Paws when Toro was a puppy for the occasional illnesses, knowing that health insurance is an investment that might not payoff until he became more senior and possibly had cancer or hip issues (which Healthy Paws has supported with our other family dogs in the past). We had no idea that Healthy Paws would save Toro's life so young. We are forever grateful for their customer service team allowing us to just focus on Toro's recovery and not worry about the finances. It was very scary and stressful enough. Sometimes, they took less than 24 hours to issue a reimbursement, but I was also happy to wait the full 10 business days for the larger bills because I knew they would investigate it properly, our vets would support us with justifying the services, and Healthy Paws would reach out to us to check in on Toro's progress.
5

out of 5

POSTED: | BY: Britney Rodriguez

They were very kind and supportive.

My dog passes away a few months ago and they were very caring and sweet.
5

out of 5

POSTED: | BY: Stephen Christensen

Excellent full service pet insurance coverage

Our dog, Kylie, is recovering from a TPLO surgery to correct a dislocated knee cap and a knee tendon tear. She is going well and goes for her 4 week XRAY exam and Doctor's review next week. We especially like the On-Line Claims request process which only requires a cellphone photo of the Invoice entered on the Happy Paws internet site. My wife and I really appreciate all the attention and concern you have stated in emails on her condition. Healthy Paws is an outstanding organization for pet care and it has greatly improved in a cost effective way major pet medical surgery procedures for our dog, Kylie.
5

out of 5

POSTED: | BY: Kelly Sharp

They are awesome!

I use healthy paws for my service dog and can't say enough good things about them. Their policy is easy to understand, they make the process super simple and they finish the claim in just a couple days. It's a huge relief to know I never have to tell my vet I cant afford treatment for my boy.
5

out of 5

POSTED: | BY: Freida Chat

They are fabulous

I use healthy paws for my service dog and can't say enough good things about them. Their policy is easy to understand, they make the process super simple and they finish the claim in just a couple days. It's a huge relief to know I never have to tell my vet I can't afford treatment for my boy.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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