Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,014

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Darlene

Great Customer Service

Recently, we had to bring my Shih Tzu to an Emergency Vet. When I got home from work, he would not walk and just moved his head from side to side. From there, I saw my regular vet the next morning and was then referred to a neurologist. I had each doctor send an insurance claim in to Healthy Paws who immediately processed my claims within days of each visit and expect to receive our reimbursement soon. I had opted for insurance six years ago that has a $500 deductible and 90% reimbursement so the majority of our bill is being covered. It is wonderful to have such a fabulous pet insurance company behind us; sending us notes not to worry about the claims as they will process them and to focus on my dog. We have been able to focus on our pup with no worries whether the claim was being handled or not as we received constant updates on the status. We love Healthy Paws Pet Insurance and will continue to use them as our provider for years to come.
5

out of 5

POSTED: | BY: Darlene

Excellent Customer Service

Recently, we had to bring my Shih Tzu to an Emergency Vet. When I got home from work, he would not walk and just moved his head from side to side. From there, I saw my regular vet the next morning and was then referred to a neurologist. I had each doctor send an insurance claim in to Healthy Paws who immediately processed my claims within days of each visit and expect to receive our reimbursement soon. I had opted for insurance six years ago that has a $500 deductible and 90% reimbursement so the majority of our bill is being covered. It is wonderful to have such a fabulous pet insurance company behind us; sending us notes not to worry about the claims as they will process them and to focus on my dog. We have been able to focus on our pup with no worries whether the claim was being handled or not as we received constant updates on the status. We love Healthy Paws Pet Insurance and will continue to use them as our provider for years to come.
5

out of 5

POSTED: | BY: Sheryl

They are the best!

9 days in hospital, 3 blood transfusions, medication for immune mediated hemolytic anemia. Without treatment she would have passed away in 4-5 days from a blood clot red blood cells were clumping. Was told it would be expensive to treat we were glad we had the choice to say treat her. Claims were easy to do they kept in touch with meds I needed to collect all her medical records someone always got back to me in a timely manner. Rates are good, can choose your deductible and what percentage you want reimbursed. I have been recommending them to family and friends!
5

out of 5

POSTED: | BY: Gina

Great pet insurance

Very happy with healthy paws. They process claims quick and efficiently and make it super easy to submit. Read your policies and u won't have any issue on what's covered and such. Very satisfied with them
2

out of 5

POSTED: | BY: Michael

Outrageous rates when you need them most

I was a true believer in healthy paws ins in the beginning, Now they continue to hike the monthly rates to un affordable sky high amounts ,When my dogs were pups it was affordable but since then I have retired and am on a fixed income and low and behold they have raised my monthly premiums to 6 times what it was .making it impossible to continue the coverage at a time when we need it the most, We have come to the conclusion we can no longer afford to be responsible pet owners

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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