Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sheila

Excellent!

Always friendly, prompt responses and reimbursements from the Healthy Paws Team. We have had the unfortunate luck of needing to make multiple vet visits during the year for both our Frenchies. We are so glad to be insured through Healthy Paws as the process to make claims is so simple.
5

out of 5

POSTED: | BY: Sara Cosgrove

i HIGHLY recommend Healthy Paws, without them I wouldn't of been able to get my dog the surgery he needed

My dog had eaten a stuffed pumpkin toy and needed surgery to remove it. Luckily I had decided to get pet insurance thru Healthy Paws a few months earlier after someone had suggested it. The surgery was $5000 total and Healthy Paws was even able to do a direct pay of their portion straight to the vet so I didn't have to come up the full amount all at once and then wait to get reimbursed. The whole process went so smooth, all I did was email the estimated bill to Healthy Paws and then they dealt with the hospital directly and everything was paid for by the time my dog was discharged. I HIGHLY recommend Healthy Paws!!
5

out of 5

POSTED: | BY: Nikki

I recommend Healthy Paws

Not going to lie, at first I thought Healthy Paws would not pull through for me. But when my pet-child recently had a MCT removed, my nerves and emotions were high from long hours at work to worrying about the unknowns with my Tofu. Tofu is my first dog. I’ve never wanted to experience a cancer scare this soon, or anytime. With my fuse short and my trust low, Healthy Paws truly pulled through in pushing my pre-claim approval through fast so I didn’t have the immediate financial burden to worry about with surgery. They checked in on Tofu post-surgery and that was unexpected and much appreciated. Thank you, Healthy Paws.
5

out of 5

POSTED: | BY: Stephen Levine

Excellent, caring company

You cannot ask for more caring people at Healthy Paws. They take time to follow up on your pet’s health and then their claims process is simple and very quick. This is how it should be.
5

out of 5

POSTED: | BY: Dale Roberts

A wonderful company

I cannot say enough about Healthy Paws. I used to have VPI pet insurance and they were nowhere near as good. I switched to Healthy Paws when VPI denied a claim for giardia treatment claiming they don't "pay for parasites." Even though there is no preventative for giardia. I am so glad I switched ! Healthy Paws is a pleasure to deal with.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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