Healthy Paws | Pet Insurance Review

I got Healthy Paws for my puppy the day after I brought him home. The day after the waiting period was over, he got bloat at 3 months old (highly unusual). I definitely did not expect him to get bloat at such a young age (or have any health issues) and had considered waiting to put him on the insurance. Once I got the 6000+ vet bill I was over the moon I had gotten it. My plan was for 80% coverage (different options for this), so I had to pay my $250 deductible, the vet consultation (not covered but this usually is never a lot, $144 out of my $6000 bill), and 20% of the total bill. Very fair in my opinion. It took a few weeks for me to be reimbursed (I’ve heard it’s usually faster but I think with Covid-19 it might have taken some more time). Everyone was so nice, helpful and knew exactly what was going on each time I called. They received and reviewed my documents in a timely manner. I initially chose healthy paws because they cover all congenital and hereditary conditions (some insurances have limitations or charge more for that) and are affordable. I figured this was most important because you never know what might happen that would be deemed hereditary and could require a big surgery and then not be covered. I was hesitant to even get pet insurance because I know a lot of times you end up not needing it. I’ve read a lot of opinions saying you could just as easily set aside the monthly payment in savings and you’ll still have the money if you don’t need it. Accidents/surgeries can easily cost over $10k. In my case, I pay about $50 a month. It would take me ten YEARS to have saved up $6000 for my puppies surgery if I set aside $50 a month. My experience with healthy paws has been excellent and I highly recommend them. I did extensive research trying to find the best insurance company (I know it can be exhausting trying to compare so many) and am very happy with my decision!

I got Healthy Paws for my puppy the day after I brought him home. The day after the waiting period was over, he got bloat at 3 months old (highly unusual). I definitely did not expect him to get bloat at such a young age (or have any health issues) and had considered waiting to put him on the insurance. Once I got the 6000+ vet bill I was over the moon I had gotten it. My plan was for 80% coverage (different options for this), so I had to pay my $250 deductible, the vet consultation (not covered but this usually is never a lot, $144 out of my $6000 bill), and 20% of the total bill. Very fair in my opinion. It took a few weeks for me to be reimbursed (I’ve heard it’s usually faster but I think with Covid-19 it might have taken some more time). Everyone was so nice, helpful and knew exactly what was going on each time I called. They received and reviewed my documents in a timely manner. I initially chose healthy paws because they cover all congenital and hereditary conditions (some insurances have limitations or charge more for that) and are affordable. I figured this was most important because you never know what might happen that would be deemed hereditary and could require a big surgery and then not be covered. I was hesitant to even get pet insurance because I know a lot of times you end up not needing it. I’ve read a lot of opinions saying you could just as easily set aside the monthly payment in savings and you’ll still have the money if you don’t need it. Accidents/surgeries can easily cost over $10k. In my case, I pay about $50 a month. It would take me ten YEARS to have saved up $6000 for my puppies surgery if I set aside $50 a month. My experience with healthy paws has been excellent and I highly recommend them. I did extensive research trying to find the best insurance company (I know it can be exhausting trying to compare so many) and am very happy with my decision!

My dog was recently diagnosed with something very serious. His diagnosis required extensive and expensive tests. I have been anxious about this for several months and the possibility that his diagnosis is terminal is beyond comprehension as he is not even 4 yet. There is no way to eliminate my pain or anxiety over this but Healthy Paws made it less painful buy covering the costs of his treatment without questioning medical necessity, the way "people" insurance always does. Not only did they ease the financial burden but I received more than one personal email from staff members just checking in to see how my dog was doing and to express genuine concern and caring.

Easy to file claims and quick turn around in getting your reimbursements. My dog had a major incident recently and Healthy Paws came through with flying colors. I highly highly recommend!

Healthy Paws is an excellent pet insurance company. Easy to file claims and a quick reimbursement time. I highly highly recommend Healthy Paws!