Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Brandon McInnis

True to their word.

We’ve had insurance with Healthy Paws on our French Bulldog Genji ever since we first got him. Earlier this year, our vet said he needed to get airway surgery on his nose, soft palate, and larynx so he could breathe better. I did my research and was worried that he might not be covered because bulldogs can often develop breathing problems later in life, but Healthy Paws gave me absolutely NO hassle with the claim and was true to their word. I didn’t even have to fill out a form or anything. I had the surgery center send them the records by email after the procedure, and they reimbursed it at our coverage rate, no questions asked. We recently got a second Frenchie, Gus, and are so happy with Happy Paws that we’ll be getting insurance for him too.
5

out of 5

POSTED: | BY: John Moran

Wouldn't consider insurance coverage by anyone else but Healthy Paws

We have had nothing but very positive experiences with Healthy Paws. Unfortunately, our dog is plagued with severe allergy problems and has required frequent and costly treatment over the past 3 years. Healthy Paws has approved every claim we've submitted for medications and surgeries related to her allergy problems. We did quite a bit of research before selecting an insurance provider and we are so glad we chose Healthy Paws. We have heard horror stories from friends who have insured their pets with other agencies about the difficulties they have had getting claims approved, this has never been the case for us with Healthy Paws. If you're looking to insure your pet, you won't find better care and coverage than that provided by Healthy Paws.
5

out of 5

POSTED: | BY: Tom Stephenson

My experience with the folks at Healthy Paws was wonderful, and I highly recommend them to all pet owners

We enrolled Ramey, our 11 year old chow chow, with Healthy Paws in 2014. We had never had pet insurance before and weren't sure what to expect or how it would work out. We viewed this as helping to defray costs from a major surgery or other major medical event rather than to cover more minor issues. Several months ago Ramey was diagnosed with a large tumor on his liver. We are lucky to have excellent vets in our area and we took him to Angel Memorial, one of the best animal hospitals in the nation. He had a CT scan and surgery. I am happy to say that they were able to get all the tumor, and his prognosis is excellent. Furthermore, he has regained much of his energy and seems to be back to his old ways. Healthy Paws was terrific at every stage, guiding us through the claims process and explaining what documentation is required from his doctors. The bill was nearly $8k and Heallty Paws covered 90% after the $250. deductible. Needless to say we are very grateful. I highly recommend all pet owners interested in pet insurance to check out Healthy Paws.
5

out of 5

POSTED: | BY: James M

Very prompt service on claims and wonderful customer service!

I highly recommend this company for their excellent claims service and their caring attitude towards your pet!
5

out of 5

POSTED: | BY: Scott G

Keep Your Pet Healthy With Healthy Paws Pet Insurance

Are you thinking about purchasing pet insurance? If you are and have started the process of comparing coverages and pet insurance companies, you have undoubtably recognized it is as difficult or even more difficult than choosing health insurance for you and your family. Take it from a customer that has been with Healthy Paws going on 10-amazing years of coverage. A week has never gone by that we are not thankful for the care, understanding, and support we continue to receive from Healthy Paws. Give you and your pet a gift this year that keeps on giving; your pet gets the gift of a lifetime of good health and pet insurance from Healthy Paws, and you receive the peace of mind that your pet will have great medical coverage when he or she needs it the most. Some of the great coverage benefits we have enjoyed for our 10-years of coverage is yearly, not per occurrence deductible amounts, coverage reimbursement levels to 90%, and no annual or lifetime caps on benefits to name a few. The claim process is amazing, you don’t even need a claim form, just send in the Vet’s invoice! Our pet’s claims are processed, paid, and a check received in 5-7 business days! We have had our share of claims over the years from small illnesses to major surgery, and a permanent lifelong illness, and thankfully Healthy Paws has been by our side supporting us all the way. After all, you never know how good your insurance company is until you have a claim! I hope this review and the information I provided help you in making the best-informed decision on pet insurance possible. I did, and my choice of coverage is with Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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