Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kris Campesi

Covers lots, quick payment, great service!

I have been with Healthy Paws for over 5 years with one dog and put my second dog on 2 years ago. I have been pleased over the years with all that they cover and the ease of understanding what is covered and by how much. They are VERY prompt with their payments and I often have it in less than 10 business days. There customer service folks are kind, helpful and easy to work with. I have had one small, just a few dollars, increase in the last 5 years.
5

out of 5

POSTED: | BY: Danielle wroblewski

Easy, fast and always helpful

Absolutely love healthy paws, I recommend them whenever I can! They’re the best
5

out of 5

POSTED: | BY: Nikki

Recommend it!

Healthy Paws has been a life saver for my family. We felt comfortable with the claim process. The whole process could be completed with my phone App. In most cases, it took us less than 2 weeks to get the money cheque. The insurances are reimbursement based, I ended up being reimbursed for more than $1200 with their unlimited lifetime claims.
5

out of 5

POSTED: | BY: Rori Zura

Fur-tastic!

Healthy Paws has always been so responsive when it comes to both inquiries regarding coverage and getting my claims paid in a timely manner. I'm so impressed with the customer service of this company let alone the amount of issues they cover for both of my pets!
5

out of 5

POSTED: | BY: Debra De Simone

Highly Recommend

Highly Recommend Our toy poodle suffered a broken jaw which required a dental specialist and an anesthesiologist due a heart condition that put him at a high risk for surgery. Tooth extractions, oral surgery, among other procedures were performed to help his jaw heal correctly which made this incident very costly (approximately $5,000). His heart condition also requires a cardiologist to preform periodic cardiograms at 350.00 each time. With Healthy Paws, I was able to purchase pet insurance with 90% reimbursement excluding consultation fees which has been a blessing for us and our beloved poodle. I can always depend on Healthy Paws for every claim no matter the cost including any medications prescribed. Their claim review and reimbursement is always completed in a timely manner. I feel confident knowing that if anything unexpected occurs, I can provide the best health care for my pet. I rather spend my energy helping him recover instead of worrying about whether or not I can afford to take care of any health issues that may occur. For all these reasons, I highly recommend Healthy Paws Pet Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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