Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,778

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Janine Coyle

Best pet insurance hands down!!

We are so happy to have chosen Healthy Paws for our pet insurance. It is so convenient to be able to send claims from my phone. The direct deposit is wonderful, and the payments are relatively quick. They always answer any questions I have promptly when responding to any email I send. It is always hard to go through health issues with pets, choosing Healthy Paws has made things a little easier. I highly recommend this company.
5

out of 5

POSTED: | BY: Denise

Healthy Paws saved his life

t’s hard to put into words how I am feeling right now and the overwhelming gratitude I have for Healthy Paws. I tried to dictate this review and I can’t because I simply can’t stop crying. You see, my dear Kobe came very close to death two times due to a rare fungal disease - Valley Fever. In fact he is still very ill but his prognosis has improved thanks to the expert level of care he is receiving and thanks to Healthy Paws. Having a critically ill family member is an emotional roller coaster and a potential financial crisis. If you are even reading this, your dog (or cat) is not just a pet to you, they are your family. Imagine having to make the choice between the life and death of your family member on the basis of money - That’s a horrifying thought. As soon as I brought Kobe home, I knew I could never make that choice. As a consumer attorney, I knew I had to do my research before I chose a pet insurance company. I thoroughly vetted several and Happy Paws was and still is, by far the best. Knowing I can provide my family member Kobe with the best life-saving care possible is comforting beyond words. The Healthy Paws team have been great and even checked in with me to see how Kobe is doing. Healthy Paws has saved my dog’s life.
5

out of 5

POSTED: | BY: Kelly Human

Great insurance company

Heathy Pets is an awesome pet insurance company. It is very easy to file claims. They process and reimburse on claims very quickly. My dog recently had to have a pretty expensive eye surgery and a great deal of the cost was covered by my policy.
5

out of 5

POSTED: | BY: Michelle Duncan

Highly recommend to dog owners

It is very easy to sign up and complete all the necessary paperwork on line which is very important to me. They process claims within the states time period and make it easy for auto deposit into your bank account. They have covered all our medical care as stated in the plan, even congenital conditions. They even reached out to see how our pup was doing after his care. We are so happy to have this insurance to allow us to provide the needed medical care for our puppy. I would suggest you sign up before your dog ages to prevent preexisting conditions from not being covered. So far we are very happy with health paws and would recommend them to all dog owners!!
5

out of 5

POSTED: | BY: Debra Cornelius

The absolute best lifesaver for pet owners!

I recommend that every single pet owner use Healthy Paws for insurance! My 3 year old corgi needed knee surgery and Healthy Paws never argued or demanded second opinions. They paid 80% of the cost, which was significant. Just take a photo of your bill, email it to them or use their app, and your reimbursement arrives within a week. They are absolutely amazing! My daughter has had the same positive experience. This is a company that everyone should know about. Thanks to them, my dogs can have whatever treatment they need without me going into bankruptcy. Thank you, Healthy Paws!!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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