Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,018

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Daria

Absolutely superb customer care.

We have been with Healthy Paws for 8 years, 4 dogs and a cat, they have been awesome. They have helped us thought five different surgeries over the years and have always followed up to see how the dogs are doing. We love them.
5

out of 5

POSTED: | BY: Emily

Quick, easy, and they actually care about my Winnie

So easy and quick and they’re so kind. I’ve had the best experience with submitting claims and asking questions to customer service. This is one of those companies that really care about what they do and it shows. The app is intuitive and easy to use and reimbursements come SO QUICK. Having this policy takes such a big weight off my shoulders knowing I’ll never have to worry about whether to get Winnie the care she needs or have money for rent the nicest month.
5

out of 5

POSTED: | BY: Renetia Shepard

Best pet insurance company by far!

Best pet insurance company by far!
5

out of 5

POSTED: | BY: Renetia

Amazing!!!

Healthy Paws is the best pet insurance by far. As a petrent, it breaks your heart when your furbabies are sick, but it's worse if you are not able to cover the costs to make them better. We chose Healthy Paws 3+ years before we ever needed to make a claim. When our oldest dog needed surgery, I was so emotional, I didn't even know what to do to start the process. I called customer service, they walked me through everything they needed, and within HOURS of submitting the information my claim was being processed, and we were getting set for surgery. I was amazed! After surgery, they followed up to see how my pup(and us) were doing - super sweet. Honestly, from start(customer service) to finish(direct pay/claim processing), Healthy paws could not have been more helpful, understanding(I was a mess) and patient through this process. Getting Healthy paws insurance is one of the best things we ever did for our pups.
5

out of 5

POSTED: | BY: Robert

Easy, cost-effective, and it actually works

I've had Healthy Paws Pet Insurance for my dog since she was a pup--going on 5 years now. Customer service is very responsive and easy to work with. Claims are VERY easy to submit (you just take a picture of your vet bill and submit--that's it) and reimbursement has never been an issue. I've never had a claim denied, never had to argue with HP over anything, never had any issues. The only catch is that over the life of your pet and its policy, your premium will slowly increase. But even so, one covered emergency visit/overnight hospitalization will basically allow you to break even. If your pet is unfortunate enough to suffer multiple health complications, the policy will pay for itself and then some. Highly, highly recommend for any pet owner that doesn't want to have to weigh the cost of care versus the well-being of their pet.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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