Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: barbie parker

Simple the BEST!

I have used hEalthy paws since my fur baby was a baby and he is now three!, They are caring of your needs at a very sensitive time and they are fast with processing your claims. Our dog had to have a serious abdominal surgery to remove things he had eaten that were not digestible . Without healthy paws we would have been hit with a 3800. Bill 4 weeks prior to Christmas! We had to pay it but we had it back in our bank within 1 week - 90% back! That is awesome! Highly recommend to anyone with pets
5

out of 5

POSTED: | BY: Gail Kim

Excellent pet insurance in time of need

My dog was almost 10 when I signed up with Healthy Paws but I am so glad I did. Not very many pet insurances would take older dogs. He turns 15 in January and is now having many health issues and problems so recently I have been reimbursed for his claims. What a big help for all the costs exceeding normal costs. When you have extensive tests costs involving your vet, vet specialists, additional blood tests, ultrasounds, etc etc. I was so glad to have Healthy Paws by my side. I don’t know what future will bring, maybe my little one can live an additional 1-2 more years. He does have cysts by his pancreas and kidney and has cushings disease so is on a special diet now. Luckily I believe cysts are slow growing but specialist will watch this and I am so fortunate to have Healthy Paws. I may not have done all the extensive and further testing If I did not have pet insurance. Healthy Paws is truly worth the peace knowing what’s hurting your little one. Their customer service is excellent, payment reimbursement fast and truly worth the monthly insurance costs. I’d recommend this insurance to anyone looking for out of the ordinary care expenses.
1

out of 5

POSTED: | BY: Ashley

Pre-existing Condition Exclusion

One phase: pre-existing condition exclusion. Makes this worthiness for pets that are adopted. Edit - Not really sure what transparency has to do with excluding pets with pre-existing conditions. Considering that this was an equally horrible thing for human health insurance that was changed maybe pet insurance companies should follow this lead instead.
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5

out of 5

POSTED: | BY: Jane E

Healthy Paws is a great organization!

Healthy Paws -- great customer service, fast, courteous -- easy to deal with. We're very thankful we have Healthy Paws for our dog -- it's been extremely helpful to us.
5

out of 5

POSTED: | BY: Faith Hartley

Love them

The claim system is easy to follow/file and I received very fast response times and reimbursement times. The customer support is also outstanding. Highly recommend
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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