Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Thomas

They were there for us in the middle of a pandemic!

I have had my cats insured by Healthy Paws for a number of years. An occasional submission here and there. Till March of this year. One of our two cats, Naaz, had what seemed to be a small issue with a blood level. It quickly became more than we thought. She needed surgery. We worried that, being we are in the middle of the Corona Virus lock down (March - April 2020), submissions, reviews or payments would be delayed. I needn't worry. Healthy Paws was there for us. They never once questioned what the Veterinarians did to help Naaz - from the first biopsy through the surgery. Nothing hidden, no fine print I missed - now that thousands were being spent by them. And they paid me back quickly - typically within a week. In the middle of a pandemic! All I can say is thank you for doing your part when you were called upon. You made a cat happy and her owners as happy and whole. Thomas, Marva and Naaz
5

out of 5

POSTED: | BY: Barbara

Easy to file my claims using my phone app! Quick response and payment. Very pleased!

Very happy I chose Healthy Paws. Easy to file claim using their mobile app and quick response and payment.
5

out of 5

POSTED: | BY: Louise

Best pet insurance company on the market!

I've been a dog owner for 50 years and believe that, like people, our pets encounter health issues that need attending and at times the costs prohibit people from caring for their animals. Having used pet insurance for my animals, Healthy Paws is by far the best company! Unlike past experiences with other companies for major surgeries, Healthy Paws does not "find a way" to not cover expenses. The policy is very straightforward with no hidden verbiage. We are extremely pleased not only with their expediency but how many insurance companies actually email you two weeks post-op to ask how your pet is doing?! This company is simply awesome!
5

out of 5

POSTED: | BY: Barbara

Great mobile app making it simple to…

Great mobile app making it simple to submit claims. Quick response and reimbursements. I had no issues at all. Very pleased I chose Healthy Paws for my pet insurance.
5

out of 5

POSTED: | BY: Louise

I've been a dog owner for 50 years and…

I've been a dog owner for 50 years and believe that, like people, our pets encounter health issues that need attending and at times the costs prohibit people from caring for their animals. Having used pet insurance for my animals, Healthy Paws is by far the best company! Unlike past experiences with other companies for major surgeries, Healthy Paws does not "find a way" to not cover expenses. The policy is very straightforward with no hidden verbiage. We are extremely pleased not only with their expediency but how many insurance companies actually email you two weeks post-op to ask how your pet is doing?! This company is simply awesome!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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