Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,780

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Richard

Great Insurance

Didn't think I would ever need to use this and quite often complained to my wife about the monthly bill. But when the time came and we had several thousands of dollars in vet bills, I was glad we had it. I easily filed my claims and within days was reimbursed. They also kept me updated on the status of my claims as the progressed through the process.
5

out of 5

POSTED: | BY: Angela Giles

Great service, fast and efficient.

We are so happy that we chose Healthy Paws insurance. That “you never know” moment happened when our dog was attacked by another - emergency surgery saved her. The insurance saved us!
5

out of 5

POSTED: | BY: Ashley

What a dream, so glad I have healthy paws

My frenchie racked up quite a scary bill after an unexpected trip to the emergency vet. Luckily I had healthy paws to help lessen the blow. Their claims process start to finish was one of the best I’ve ever dealt with of any company, regardless of pet insurers! The Step by step process, UI, processing speed and kind CS followup make it a no brainer. I’ve told every friend I have about my experience.
5

out of 5

POSTED: | BY: Joanne

Great Experience

Great Experience. Submitting claims has been super easy and complete payment came through very quickly once the deducible was hit. It was a huge relief to have this insurance when my dog required unexpected (& very expensive) surgery.
5

out of 5

POSTED: | BY: Joanne

Great Service After Expensive Surgery

Submitting claims has been very easy (just uploading the bill), and once the deductible was hit, coverage was exactly as expected and payment came quickly. Service was equally good whether it was me or the animal hospital sending the bill.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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