Healthy Paws | Pet Insurance Review

When you get quotes from pet insurance companies Healthy Paws will stand out and look affordable and like it's the best deal you can get. Policies can start at $35+/month. What they don't explain or state anywhere is how much that premium will increase year over year. How convenient. In your second year your premium will increase 15%-20%. So factor that into your math when you look at getting the policy with them in the first place. As others have stated they won't even notify you that this increase has taken place. You will just see that higher number charged to your card without warning. My plan increased by 16% and this is only my second year with Healthy Paws. Can't imagine how much it will increase next year. Again, as I've read in other reviews here, when you ask them they will respond with a canned answer that the premium increase is because of the state you're in or that pet policies in general are "getting more expensive." It's seriously a bunch of BS. Just an excuse to steal your money. Deceptive company who doesn't care about your pets. They just care about getting your money and tricking you. They get you in on an "affordable" number/cost, then gauge you every year after that. Here's an example of what this insurance would cost over a 10-year period, based on a premium of $51 (90% reimbursement), + an increase of 15%/year And that is likely on the very low end of what your actual increase will be. It could be an increase of 20% every year based on the other reviews I've seen here. Monthly cost + 15% increase ---------------- Year 1 $51.00 Year 2 $58.65 Year 3 $67.45 Year 4 $77.56 Year 5 $89.20 Year 6 $102.58 Year 7 $117.97 Year 8 $135.66 Year 9 $156.01 Year 10 $179.41 Annual cost + 15% increase ---------------- Year 1 $612.00 Year 2 $703.80 Year 3 $809.37 Year 4 $930.78 Year 5 $1,070.39 Year 6 $1,230.95 Year 7 $1,415.59 Year 8 $1,627.93 Year 9 $1,872.12 Year 10$2,152.94 Lifetime cost: $12,425.88 TWELVE THOUSAND DOLLARS. That's $12k that could go towards any accident that you are worried will happen during your pet's lifetime. Be informed and don't trust Healthy Paws and their BS.

Where to begin......Healthy Paws staff are all amazing! They care about our kids (to us they are with a lot more hair) They go above and beyond every single day. They are kind and understand everyone's circumstance. Our precious boy, Gatsby had cancer, luckily it was a Mast Cell Tumor, low grade, clear markings. We caught it in the early stages and the tumor was removed, we will not need any other therapy. While the upfront cost of surgery is substantial, Healthy Paws reimbursed our claim and within 48 hours I had 90% of our claim reimbursed. AMAZING! In times of a pandemic crisis, they make life easy. THANK YOU Healthy Paws! We will forever be grateful for taking care of our Gatsby, and our Ruby.

This insurance has provided me the opportunity to allow my dog to have life saving treatment. The claims take seconds to submit and the reimbursement goes directly into my account within days. I recommend them to all my friends & family.

I never had any issues with Healthy Paws. My Lolo has finally been diagnosed with Cushing’s and epilepsy. Healthy paws never questioned any receipt that was submitted on Healthy Paws App on my phone. So grateful to have both of my pups insured with Healthy Paws

I have had other pet insurance policies in the past, but Healthy Paws has been the best. They actually pay what they say they are going to pay! My cat Roshi ate a mesh avocado bag and had to have emergency abdominal surgery to get it out. The expense was staggering, but Healthy Paws covered the 80% according to my policy in full. It made having the surgery a reality. Not only that, but they checked up on him afterwards! I’d like to see a human insurance company do that!!