Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,174

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Karen Heald

Healthy Paws is GREAT

Healthy Paws processes all claims really quickly and with EFT the payment is in my account shortly after I make a claim . They rarely ask for additional documentation and they do NOT deny the legitimate claims they receive. If they have a question, they let you know and it is always easy to resolve. Over my life having dogs, I have used 2 other Insurance companies and Healthy Paws is FAR superior. Four Paw UP
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1

out of 5

POSTED: | BY: Pete

This is a cheating company!!!

If the system allows, I would give zero or negative score. This is a cheating company. You will never be able to get any reimbursement for any claims. Here is what happened to my case, 1) They keep on asking for more dcotor documentation, but they never told you what was more required. Yeap, they just wanted to run out of 90 days and drop the case 2) Secondly, they never review the case carefully. After I pointed out why the items on my claims not qualified, they admitted there were some mistakes on their side. However, they changed mind again on my first claim because it was barely out of 90 days because of #1. Who gave 5 starts???
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5

out of 5

POSTED: | BY: Michael Guziewicz

Great customer service

Great customer service Paid the claim quickly and Fairly
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5

out of 5

POSTED: | BY: Stephanie M.

Healthy Paws has always been extremely…

Healthy Paws has always been extremely responsive and often take time to follow up on our pets after treatments. Being able to go into the veterinary clinic without concern for unexpected cost is invaluable.
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1

out of 5

POSTED: | BY: Anastasiia Rios

Unjustified and Unacceptable Price…

Unjustified and Unacceptable Price Increase Increasing the premium by $17 per month for healthy pets with no claims is unjustified and unacceptable. I will not pay nearly $1,000 per year for pet insurance that delivers no value. Penalizing responsible owners of healthy animals is wrong and feels like pure corporate greed. Unless this increase is reversed or a reasonable alternative is offered, I will cancel my policy immediately.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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