Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,484

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Lillian Russell

Excellent customer service given by Megan

On Feb 18, 2025, I spoke with Megan about an issue I had with denied claims. She was the most professional and well-informed customer service agent I have encountered at Fetch. She was friendly. She spent the necessary time with me to understand my problem and research my concern. Because of her, I had a very positive with experience yesterday. Fetch has been a wonderful pet insurance company for my dogs.
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5

out of 5

POSTED: | BY: Lucy

Quick response

Fetch said it might take 14 days to get a response, but they settled our claims in 4 days
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5

out of 5

POSTED: | BY: Alyssa Battaglia

Rachel was so helpful in helping me…

Rachel was so helpful in helping me retrieve documents I needed to help with my claim She was so patient and went an extra mile To make sure I had everything.
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5

out of 5

POSTED: | BY: Amanda

Amanda is awesome

We got off to a good start by sharing the same name. And it was all uphill from there. My namesake was fun, helpful, and diligent. Here's to hoping all of my interactions with Fetch are thus good!
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3

out of 5

POSTED: | BY: mom-in-law

Minor problems with website

Too many emails that do not reference other emails Fetch has sent; the links to download information often did not work and I had to sign in multiple times to try to access what I needed.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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