Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,484

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Dan

It was a simple experience

It was a simple experience. Submitted the invoice with backup as requested and approximately 10 days later I was notified that it was approved. All good.
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5

out of 5

POSTED: | BY: Michael N

Amanda; Professional, Courteous, and Patient. Thank you!!

Amanda was extremely professional and courteous with all my needs regarding insuring my beloved. She took me through all the policies including addons regarding any issues that may arise in the future with my pet. She is knowledgeable with the policies and was patient with me taking while me through the steps of the headache that is insurance.
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5

out of 5

POSTED: | BY: Dean Kontos

Fetch is the real deal!

This is my first experience with pet insurance. I was skeptical. I found out that Fetch did exactly what they promised in a fair and timely manner. Like many seniors, I was apprehensive about downloading Cookie records. I am not tech-savvy. The phone app made it so easy. Fetch kept me updated on the claim's status. I received the check in less than a week after approval. Thank you Fetch.
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5

out of 5

POSTED: | BY: Lillian Russell

Excellent customer service given by Megan

On Feb 18, 2025, I spoke with Megan about an issue I had with denied claims. She was the most professional and well-informed customer service agent I have encountered at Fetch. She was friendly. She spent the necessary time with me to understand my problem and research my concern. Because of her, I had a very positive with experience yesterday. Fetch has been a wonderful pet insurance company for my dogs.
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5

out of 5

POSTED: | BY: Lucy

Quick response

Fetch said it might take 14 days to get a response, but they settled our claims in 4 days
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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