Fetch Canada | Pet Insurance Review

4.9

out of 5

Number of reviews 700

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 1.0
  • 1.7
  • 4.9
  • Count
  • 5
  • 19
  • 700

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: Paul Kelly

They don't honour claims

I got Fetch for my dog Gary and initially I was happy I did as he struggled with ear infections But the claim process requires too much information- your vet's medical notes - and is painfully slow Then after an eye infection we discovered Gary had allergies and it cost me $425 to find that out ! Fetch denied the claim. Said it was a pre-existing condition. If it was I didn't know. I love my dog so my concern was an eye infection At $300 a year and $30 per month ? And to deny an 80% of $425 claim after a month and a half ?? Cancel it And then they blackmail you with "now that this condition is known other pet insurance companies will penalize you " is amateurish Read their response to bad reviews and policy cancellations : do not give a damn I think all the positive reviews are planted : not real Paul Even their reply is lame
5

out of 5

POSTED: | BY: Marina Kivleniece

Kelsey was very helpful

Kelsey was very helpful, she answering all my policy questions. Thank you for being kind and understanding!
1

out of 5

POSTED: | BY: Krista Beni

Chronically Ill Pets Not Welcomed

THE GOOD: Fetch is great IF your dog/cat is occasionally sick or injured. It takes the guesswork out of whether or not you should take your pet to the vet. The claims process is straight forward and reimbursement is relatively easy. THE BAD: If your dog is chronically ill, like mine is, Fetch will increase your premium and deductible year over year, and decrease your reimbursement. Fetch will also do everything in their power to find ways not to reimburse you for legitimate claims. Such as requesting all vet records for the life of your dog and scrutinizing every single note written by your vet. When your pet gets sick and starts costing THEM money, they will do everything they can to push you away as a client. At this point, our annual insurance costs are nearing $2000 with only a 60% reimbursement. It's not even worth having Fetch anymore.
5

out of 5

POSTED: | BY: Sami Du Sautoy

claim was approved without any hassles

Quick and easy. all claims were paid in a timely fashion.
1

out of 5

POSTED: | BY: sandra schulthies

Big Scam - Don’t Buy

My daughter has their insurance and filed a claim for a simple dog injury that required gluing and meds. They have asked for an incredible amount of documentation and months later still have not paid a $300 claim. Big scam!!!! Don’t purchase this insurance.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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