Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
Amanda was super helpful and friendly, and gave clear and concise dates as to when I'd be able to make amendments to my policy package so I left the call with no confusion on my end.
Every year, Fetch will raise your premium, increase your deductible and reduce the reimbursement rate. STAY AWAY!!!!
2022
Annual Payment: $1534.14
Deductible: $350.00
Reimbursement rate - 80%
2023
Annual Payment: $2024.63
Deductible: $350.00
Reimbursement rate - 80%
2024
Annual Premium¹ $3060.87
Deductible$350
Reimbursement rate - 80%
2025
Annual Premium¹ $3531.90
Deductible $500.0
Reimbursement rate - 70%
UPDATE – May 15, 2025
I called Fetch, as instructed in their response, and was transferred to Tracy, a customer advocate—presumably a step above a typical customer service representative. Initially, Tracy offered me the same policy I had last year: $15,000 coverage, $350 deductible, and 80% reimbursement—for $360.84 per month or $4,330.08 annually. I was prepared to accept this just to maintain my coverage without further hassle.
However, after checking another system, Tracy reversed her position and reverted to offering a $500 deductible with 70% coverage. When I questioned the change, she began citing company policy and individual risk assessments. The inconsistency and lack of transparency are incredibly frustrating. BEWARE!
Fetch has not been the same since the change in ownership. I’m now waiting to hear back from her supervisor.
Every year, Fetch will raise your premium, increase your deductible and reduce the reimbursement rate. STAY AWAY!!!!
2022
Annual Payment: $1534.14
Deductible: $350.00
Reimbursement rate - 80%
2023
Annual Payment: $2024.63
Deductible: $350.00
Reimbursement rate - 80%
2024
Annual Premium¹ $3060.87
Deductible$350
Reimbursement rate - 80%
2025
Annual Premium¹ $3531.90
Deductible $500.0
Reimbursement rate - 70%
4
out of 5
POSTED:
| BY: Sarah
A few of my clients have use Fetch Pet…
A few of my clients have use Fetch Pet and have had some claims and they have all said that they had great service. I switched one of my new puppies over and communication has been great.
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
