5
out of 5
POSTED: | BY: Patrick Clark
The claim process was very easy
The claim process was very easy. I am not sure how it could be improved.
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4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tina
Exceptional Customer Service
The customer service was exceptional. Everyone I spoke with took the time to listen and do the research needed. They were professional and very knowledgeable. My issue / question was resolved with the one call.
5
out of 5
POSTED: | BY: Jason Meuse
We have loved our experience with…
We have loved our experience with Embrace. Their customer portal is so easy to use to load records, submit claims, communicate with the team, etc. If we need additional assistance, we just call & speak to a team member; they've always been professional and knowledgeable and able to explain things to us in depth. While we do wish the monthly rates were lower/more affordable (they could be if we lowered coverage limits), we've been grateful that we've had Embrace any time our fur babies aren't feeling well :) Definitely recommend this company if you're looking for pet insurance.
5
out of 5
POSTED: | BY: Terry Rieger
Extremely easy to submit claims & Fast…
Extremely easy to submit claims & Fast reimbursement
5
out of 5
POSTED: | BY: Luvmeweims
Easy filing procedure
Easy filing procedure. Have not received the final decision so hopefully that will be quick.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.