5
out of 5
POSTED: | BY: Jean Harrell
Always fast at claims
Always fast at claims
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,997
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mel
So glad I got this pet insurance
So glad I got this pet insurance. It made it easier to make medical decisions for my pet without having to panic about cost. Submitting claims was easy and stress free, the approval process was quick and transparent, and the customer service agents were always helpful. I recommend this pet insurance and I will remain a life long customer.
5
out of 5
POSTED: | BY: Kaitlyn Burback
Easy & grateful experience
The claims process was pretty quick and I was able to get all of the money I expected to get back. Was definitely a simple process and I’m grateful!
5
out of 5
POSTED: | BY: Alicia Ornelas
All responsible pet owners should use Embrace
On my birthday, I came home to my Pomeranian covered in water and shivering in fear, as opposed to waiting for me at the door. He couldnt walk and even yelped as I tried to carry him. I knew something was wrong and immediately rushed him to a 24/7 vet. There I found out, he must have gotten zoomies and slipped on the tile causing a chipped bone. Had i waited to take him to the vet I would have seen he’d be able to walk normally the next day, however, should not be allowed to exercise as it could make the injury worse. Having gone to the vet, I was able to get much needed medicine/xrays and guidance to have the peace of mind knowing I can take my pets to a vet without having to weigh cost as a concern. Thank you Embrace! Kai should be all better in 6 weeks!
5
out of 5
POSTED: | BY: Susan Richmond
We have had Embrace since we got our…
We have had Embrace since we got our little Yorkie six years ago. We did not use it for the first few years (which was dumb) but since we are using it, it has been nothing but great. Easy to file claims and turn around time is fantastic. Wouldn't be without it. So happy with it, we refer everyone to it.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.