Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alexander Adami

A must have!

I have always had embrace for my pets. They are great to work with and are extremely professional and knowledgeable. I recently added our young adult cat for her forever years and was able to get the wellness extra coverage the same day. That also being the day of her vet appt to qualify her for the main insurance. Embrace came through in the clutch with no questions asked. Vet bills are expensive, like us humans. Imagine you fell ill, or had a life threatening ailment with no health insurance and you see the point. Thank you, Embrace!
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4

out of 5

POSTED: | BY: King Black

Heaven Grace

I just started embrace 10/15/24 kick in 10/18/24 then I need 80%reimb I paying 9.50 more and my dog Gucci appointment on 10/18/24 I had appointment at another vet and they charge a lot money I change to another vet because my son-n-law dog and they were happy with service I trust my family decision and I when in ask can get appointment today they yes 12pm work great the service was amazing they work and charge less expensive my dog kidney fail and they all thing and change her food and gave new but charge me she weight 14lbs and one day she gain her weight back she look great now give 7 bottle os water everyday she take amniotic medicate 7 days give with food it still process with kidney have embrace insurance give peace of mind no worry all happen one week thank you GODS
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5

out of 5

POSTED: | BY: Brian Wilber

Very easy to navigate the application.

Very easy to navigate the application.
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5

out of 5

POSTED: | BY: Susan

Compassionate and caring

I used Embrace for one of my dogs year ago because they were the only ones who would insure my dog at the time. He had skin issues but Embrace was so compassionate and did insure him. Now I have my new dog insured and I couldn’t be happier. THANK YOU EMBRACE!!🐾🐾💜
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5

out of 5

POSTED: | BY: RICHARD LODICO

filing a claim was easy and fast and…

filing a claim was easy and fast and payment was fast and easy very professional . great service
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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