5
out of 5
POSTED: | BY: Ryan B
Helpful support team and very good at…
Helpful support team and very good at taking care of what we needed.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Holly Liane Parsons-Carper
UNRESOLVED CAT SICKNESS CLAIM. 3 MONTHS
WE HAVE HAD THIS INSURANCE FOR OUR, ALMOST, 2 YR OLD CAT. BEFORE THE INS. COVERAGE, (OVER A YEAR AGO), HE WAS SICK. NOTHING WAS DIAGNOSED. BUT, HE GOT BETTER HIS APETITE WAS REDUCED AND HAD SLIGHT FEVER.
ROLL ON TO THIS JULY.. HE WAS LISTLESS, LAYING AROUND, GENERALLY UNHAPPY. WE TOOK HIM TO GET CHECKED OUT. CLAIMED FOR APPT WITH EMBRACE, THATS WHAT ITS FOR. CLAIM WAS DENIED DUE TO 'PRE-EXISTING CONDITION OF "REDUCED APPETITE"' SERIOUSLY, EMBRACE? WHEN IS THAT A CONDITION? HAVE HAD TO GET VETS LETTER FOR EMBRACE TO EXPLAIN THEY HAVE THEIR WIRES CROSSED AND THE TWO ISSUES ARE UNRELATED. WE ARE CURRENTLY 'IN REVIEW', MORE THANK THREE/3 MONTHS LATER!! NOT A FAN OF THIS COMPANY.
5
out of 5
POSTED: | BY: Chris Krach Bastian
I am so happy with Embrace Pet…
I am so happy with Embrace Pet Insurance. I submitted a claim and received payment quickly.
Very easy and so helpful with the high cost of Pet health care.
5
out of 5
POSTED: | BY: greg hoffert
great phone contact and explanations on…
great phone contact and explanations on the policy
4
out of 5
POSTED: | BY: Cecilia
everyone is very helpfull
everyone is very helpfull, knowledgeable and freindly.
one thing i'm dissapointed in is getting Medical History to the insurance co. I have received multiple emails which they will not process claims without the History.
They have sent the request to Bear Valley animal hospital as well.
so sorry thought this was for Animal Hospital.
we love embrace insurance
under dates of experiences more than one
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.