5
out of 5
POSTED: | BY: rosaria azzaro
Extremely Easy to Submit
I normally hate submitted invoices/claims on line, but Embrace makes it so easy
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,763
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Paola Estefanía Ouellette
Embrace Customer Service is the best
Embrace Customer Service is the best. This pet insurance is truly valuable. I have used it with my previous fur baby and now with my current fur baby. I highly recommended to everyone to have this insurance.
1
out of 5
POSTED: | BY: Maria
Always looking for reasons to not pay…
Always looking for reasons to not pay claims putting it on your vets fault for not getting back to them. Very high annual rate hikes. Customer service no help once they know your pet has illnesses they know you won’t go elsewhere. We NEED to do better for our beloved pets!!
5
out of 5
POSTED: | BY: JA S
So many plan options to choose from!
So many plan options to choose from. All of which were very affordable! I feel at ease after calling with a question and it was answered completely and in a manner which I understood.
5
out of 5
POSTED: | BY: Floyd
It has been a while since I had…
It has been a while since I had submitted a claim but it seems like it is easier then I remember, and I like it.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.